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Read. Follow. Verify.West Virginia authorizes Division of Financial Institutions joint-account rule
Last action · January 14, 2026: To House FinanceSponsor: Doug Smith
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What This Bill Proposed
West Virginia authorizes the Division of Financial Institutions to adopt a regarding the notice and treatment of joint accounts, following a filing in the State Register on July 23, 2025.
Gives legal force to a specific state agency administrative rule concerning bank joint accounts without altering statutory rates or consumer fees.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Division of Financial Institutions
Receives legislative authorization to promulgate its filed rule on joint accounts.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What rule is being authorized by this bill?
Which agency is granted authorization under this measure?
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News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in House committee.
Procedural history
4 actions- Jan 14, 2026HouseCommitteeTo House Finance
- Jan 14, 2026HouseIntroducedIntroduced in House
- Jan 14, 2026HouseCommitteeTo Finance
- Jan 14, 2026HouseIntroducedFiled for introduction
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
www.wvlegislature.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 20)
- Controversy5Intensity of disagreement among stakeholders
- Entertainment1Compellingness for a non-policy-wonk reader
- Buzz10Current news / social attention level
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