The civic record
Read. Follow. Verify.Connecticut bill excludes life insurance cash value from public assistance eligibility
Last action · March 6, 2026: Public Hearing 03/10
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What This Bill Proposed
To disregard the cash value of life insurance policies in eligibility determinations for Medicaid, temporary family assistance, the state supplement program and the state-administered general assistance program.
- Public assistance programs in Connecticut impose strict asset limits on applicants, which traditionally include the cash surrender value of life insurance policies. context
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Medicaid applicants and recipients
Temporary family assistance participants
The cash value of life insurance policies is excluded when calculating family assets for program eligibility.
Key Facts
- Effective July 1, 2026, institutionalized individuals shall not be determined ineligible for Medicaid solely on the basis of the cash value of a life insurance policy.
- The commissioner shall disregard the cash value of a life insurance policy when determining eligibility for cash assistance under the state-administered general assistance program.
- The commissioner shall disregard the cash value of a life insurance policy when calculating a family's assets for temporary family assistance eligibility, to the extent permissible under federal law.
- The cash value of life insurance policies not subject to burial fund provisions shall be excluded from consideration as an asset in determining eligibility for the state supplement program and temporary family assistance program.
Show all 5 facts
- Unconditional asset limits and exclusions for burial funds, burial plots, and irrevocable funeral contracts under the state supplement and temporary family assistance programs are applied uniformly throughout the state.
Frequently Asked Questions
Which public assistance programs are affected by this bill?
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News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in Senate committee.
Procedural history
2 actions- Mar 6, 2026Connecticut General AssemblyPublic Hearing 03/10
- Mar 5, 2026Connecticut General AssemblyCommitteeReferred to Joint Committee on Human Services
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Removal of Policy Surrender Mandate
The bill removes previous statutory requirements that forced Medicaid applicants to pursue the surrender of life insurance policies worth less than ten thousand dollars.
Connected Entities
Sources
cga.ct.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 65)
- Controversy15Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz25Current news / social attention level
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