Congressional Hearing on Flood Insurance Reform
January 1, 2018
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The Frame
The hearing gathered expert testimony to inform future legislative changes to the National Flood Insurance Program, which dictates insurance requirements and costs for millions of property owners in flood-prone areas.
Potentially affected actors named in the source documents. Mention is not a position.
Property owners in flood zones
These individuals are subject to federal flood insurance requirements and premium structures that may be altered by future legislation.
Insurance industry associations
These organizations provided written testimony regarding how proposed reforms might impact the administration and availability of flood insurance.
Last recorded activity January 1, 2018.
Next step not available in the current record.
Summary
Key Facts
- The hearing was held on March 16, 2017, by the Subcommittee on Housing and Insurance.
- The session focused on gathering community perspectives to guide potential reforms to flood insurance policies.
- Four expert witnesses provided testimony: Chad Berginnis, Evan Hecht, Melissa H. Luckman, and Aram V. Terchunian.
- The record includes written statements from various industry groups, including the National Association of Mutual Insurance Companies and the Houston Association of REALTORS.
- The hearing was conducted under the 115th Congress, Serial No. 115-5.
Frequently Asked Questions
What was the purpose of this hearing?
Who testified at the hearing?
Why It Matters
The hearing gathered expert testimony to inform future legislative changes to the National Flood Insurance Program, which dictates insurance requirements and costs for millions of property owners in flood-prone areas.
News Coverage
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Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Focus on Community Perspective
The hearing title explicitly highlights a shift toward 'community perspective,' suggesting an effort to incorporate local experiences into federal insurance policy.
Connected Entities
Sources
www.govinfo.gov
Analysis Score
0–100- Significance60How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz10Current news / social attention level
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