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NewsWUSF — Tampa Bay NPR (Local & State)October 25, 2026Hillsborough County

Florida Hurricane Isaias Insured Losses Approach $582 Million With 55,000 Claims Filed

Photo: WUSF — Tampa Bay NPR (Local & State)

Insured losses in Florida from Hurricane Isaias approach $582 million with 55,000 claims filed following the Oct. 9 storm, according to the Office of Insurance Regulation. The majority of claims are concentrated in the western Panhandle, led by Santa Rosa and Escambia counties, while Gov. Ron DeSantis has requested a major disaster declaration seeking roughly $237 million in federal resources.

Read the full story at WUSF — Tampa Bay NPR (Local & State)

Why It Matters

Property owners across northwest Florida face recovery efforts and insurance claims processing after the Category 2 storm, while state officials seek $237 million in federal assistance for 15 counties under public assistance and eight designated counties for individual assistance.

Key Facts

  • Insured losses in Florida from Hurricane Isaias approach $582 million according to the Office of Insurance Regulation.
  • A total of 55,000 claims linked to the storm have been filed across the state as of Tuesday.
  • Santa Rosa County recorded more than 26,000 claims and Escambia County recorded nearly 17,000 claims.
  • About 47,000 claims are tied to residential property, covering auto, commercial properties, and business interruptions.
  • Moody’s RMS estimated multi-state losses between $2.5 billion and $4.5 billion from the Category 2 storm.
  • Karen Clark & Company estimated privately insured losses nationally at $3 billion.
  • Gov. Ron DeSantis requested a major disaster declaration from President Donald Trump seeking roughly $237 million in federal resources.
  • The disaster request includes public assistance for 15 counties and individual assistance for eight designated counties.
  • Six deaths in Florida have been linked to Hurricane Isaias.
  • Just over 3,500 claims have been closed with payment and nearly 8,500 have been closed without payment.
  • Hurricane Milton caused $5.6 billion in losses in October 2024 with 385,146 claims filed.
  • Hurricane Helene resulted in $2.58 billion in losses from 155,182 claims submitted last September 2024.
  • Hurricane Michael resulted in $9.1 billion in losses with nearly 159,000 claims filed in October 2018.

Who's Mentioned

PersonRon DeSantis“Governor who announced disaster declaration request”locationPace“Town around Pensacola Bay with major damage”locationPensacola Bay“Area with major damage observed”otherHelene“Hurricane Helene”locationMilton“Town around Pensacola Bay with major damage”locationNavarre“Coastal area with severe impacts”locationOkaloosa County“About 5,200 claims filed”otherMichael“Hurricane Michael”locationTaylor County“County where Hurricane Helene landed”locationEscambia County“Nearly 17,000 claims filed”otherIsaias“Hurricane Isaias”PersonDonald Trump“President receiving disaster declaration request”locationSarasota County“County where Hurricane Milton made landfall”otherMilton“Hurricane Milton”locationMexico Beach“Landfall location for Hurricane Michael”locationPensacola Beach“Coastal area with severe impacts”OrganizationOffice of Insurance Regulation“Provided data on insured losses and claims”locationSanta Rosa County“More than 26,000 claims filed”PersonJeff Waters“Director of North Atlantic hurricane models for Moody's”locationSiesta Key“Landfall location for Hurricane Milton”locationBay County“Almost 2,000 claims filed”locationPerry“Location near where Hurricane Helene landed”OrganizationFlorida Division of Emergency Management“Submitted request for a major disaster declaration”OrganizationKaren Clark & Company“Risk-management and catastrophe modeling software firm”locationDestin“Landfall location”locationWalton County“More than 2,000 claims filed”OrganizationMoody’s RMS“Risk analytics firm estimating multi-state and flood losses”