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Enacted

Maryland General Assembly Mandates Faster Credentialing Notices and Bans Application Fees for Health Care Providers

Original title: Health Insurance - Provider Panels - Requirements

Last action · May 26, 2026: Approved by the Governor - Chapter 706Sponsor: Nancy King

Companion · HB 1093same policy, House version
Introduced
Committee
Floor Vote
Passed
Law

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Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Does

Health insurers are now required to send application status notices to health care providers within 5 to 15 days, face a $500 daily civil penalty for late notices, and are prohibited from charging application fees. Additionally, s are barred from limiting certain behavioral health and community providers on their panels and must update their online provider directories at least once every 15 days.

Why it matters

Health care providers experience faster processing times and financial protections beginning January 1, 2027, while insurance s must completely overhaul their communication channels and directory update procedures.

Background
  • Senate Bill 808 was enacted by the General Assembly of Maryland during the 2026 legislative session and signed into law by Governor Wes Moore as Chapter 706. context
  • State insurance laws in Maryland regulate health insurance carrier operations, provider networks, and consumer protections under the Annotated Code of Maryland. context

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Health care providers and practitioners

Providers experience shortened review timelines, elimination of application fees, guaranteed direct communication channels, and daily penalty payments when carriers fail to meet notice deadlines.

Directly affected

Health insurers and carriers

Carriers must comply with stricter notification deadlines, eliminate application fees, maintain dedicated inquiry channels, and update internet directories every 15 days under threat of civil penalties.

Directly affected

Health insurance enrollees

Enrollees gain access to more frequently updated online provider directories and expanded behavioral health and community provider networks.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can health insurance carriers charge doctors or other health care providers a fee to apply for a provider panel?
No. The law repeals a 's authorization to charge an application fee, requiring carriers to allow providers to submit the at no charge.
What happens if an insurance carrier fails to send timely notice regarding a provider's credentialing application?
The violates the insurance article and is subject to a civil penalty of $500 per day for each day the notice is delayed, which is collected by the Commissioner and paid directly to the provider.
How frequently must insurance carriers update their online provider directories?
s must update the provider information provided on the internet at least once every 15 days.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Current status: Signed into law.

Procedural history

13 actions
  1. May 26, 2026Governor of MarylandEnrolled
    Approved by the Governor - Chapter 706
  2. Apr 13, 2026SenateFloor
    Returned Passed
  3. Apr 13, 2026HouseFloor
    Third Reading Passed (131-0)
  4. Apr 11, 2026HouseFloor
    Favorable Adopted Second Reading Passed
  5. Apr 11, 2026HouseCommittee
    Favorable Report by Health
  6. Apr 10, 2026HouseCommittee
    Rereferred to Health
Show 7 earlier actions
  1. Apr 8, 2026HouseCommittee
    Referred Rules and Executive Nominations
  2. Apr 8, 2026SenateFloor
    Third Reading Passed (43-0)
  3. Apr 7, 2026SenateFloor
    Second Reading Passed with Amendments
  4. Apr 7, 2026Senate
    Favorable with Amendments { 783629/1 Adopted
  5. Apr 6, 2026SenateCommittee
    Favorable with Amendments Report by Finance
  6. Feb 12, 2026Senate
    Hearing 3/04 at 1:00 p.m.
  7. Feb 6, 2026SenateIntroduced
    First Reading Finance

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift98% confidence

Shift from Permitted Fees to Free Submissions

The law transitions policy from permitting carriers to charge reasonable credentialing application fees to completely prohibiting application fees while instituting daily financial penalties for late carrier notices.

Connected Entities

Maryland, Maryland Insurance Commissioner, General Assembly of Maryland
locationMaryland“Jurisdiction where the insurance laws are enacted and enforced.”Map →
OrganizationMaryland Insurance Commissioner“Designates uniform credentialing forms, collects penalties, and receives annual ”Map →
OrganizationGeneral Assembly of Maryland“Receives annual reports from the Commissioner starting in 2027.”Map →

Sources

Open source document

mgaleg.maryland.gov

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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