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North Carolina requires health insurers to cover transcranial magnetic stimulation services without specialty-based claim penalties

Original title: Access to Transcranial Magnetic Stimulation.

Last action · April 30, 2025: Ref To Com On Rules and Operations of the Senate (Senate action)Sponsors: Cody Huneycutt and 12 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

North Carolina health insurers covering must reimburse properly licensed providers and facilities for treating depression and other mental disorders without penalizing claims based on the provider's medical specialty, effective October 1, 2025.

Why it matters

Patients receiving and the healthcare providers who administer it are affected by rules restricting insurers from reducing claim reimbursements solely because of a provider's medical specialty.

Background
  • Transcranial magnetic stimulation is a noninvasive procedure often used to treat major depressive disorder when other treatments have not been effective. context
  • The North Carolina General Assembly considers legislation affecting health benefit plans and state employee health insurance coverage during its legislative sessions. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Health benefit plan insurers

Insurers must provide coverage for transcranial magnetic stimulation when included in a plan and are prohibited from penalizing claims based on provider medical specialty.

Directly affected

Licensed healthcare providers and facilities

Providers performing transcranial magnetic stimulation are protected from having their claims penalized solely due to their medical specialty.

Directly affected

Patients receiving transcranial magnetic stimulation

Patients benefit from standardized insurance claim processing for transcranial magnetic stimulation treatments administered by qualified providers.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What is transcranial magnetic stimulation?
It is a noninvasive healthcare treatment that uses pulsed magnetic fields to induce an electric current in a localized region of a patient's brain.
Can insurers still choose not to cover transcranial magnetic stimulation?
Yes. The legislation specifies that it remains within the discretion of each insurer offering a to determine whether to cover procedures, along with indications, requirements, and reimbursement rates.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently passed chamber. The next step in the legislative lifecycle is Law.

Procedural history

16 actions
  1. Apr 30, 2025Senate
    Ref To Com On Rules and Operations of the Senate
  2. Apr 30, 2025Senate
    Passed 1st Reading
  3. Apr 30, 2025Senate
    Regular Message Received From House
  4. Apr 30, 2025House
    Regular Message Sent To Senate
  5. Apr 29, 2025House
    Passed 3rd Reading
  6. Apr 29, 2025House
    Passed 2nd Reading
Show 10 earlier actions
  1. Apr 15, 2025House
    Placed On Cal For 04/29/2025
  2. Apr 15, 2025House
    Cal Pursuant Rule 36(b)
  3. Apr 15, 2025House
    Reptd Fav
  4. Apr 9, 2025House
    Re-ref Com On Rules, Calendar, and Operations of the House
  5. Apr 9, 2025House
    Reptd Fav
  6. Apr 1, 2025House
    Re-ref Com On Insurance
  7. Apr 1, 2025House
    Reptd Fav
  8. Feb 21, 2025House
    Ref to the Com on Health, if favorable, Insurance, if favorable, Rules, Calendar, and Operations of the House
  9. Feb 21, 2025House
    Passed 1st Reading
  10. Feb 18, 2025HouseIntroduced
    Filed

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

General Statutes, North Carolina General Assembly
otherGeneral Statutes“Chapter 58, Chapter 90, and Chapter 135 of the North Carolina General Statutes.”Map →
OrganizationNorth Carolina General Assembly“The state legislative body enacting the bill.”Map →

Sources

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz30
    Current news / social attention level

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