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FEDERALhearing transcript

Congressional Hearing on Stablecoin Regulation

Original title: PUTTING THE "STABLE" IN "STABLECOINS": HOW LEGISLATION WILL HELP STABLECOINS ACHIEVE THEIR PROMISE

January 1, 2023

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The Frame

What this does

This hearing represents the legislative process to establish federal oversight for s, which could impact how digital assets are issued, backed, and used by consumers and financial institutions.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Digital asset issuers

Proposed legislation may impose new regulatory requirements on how these entities issue and back their digital assets.

Financial consumers

Regulatory changes could alter the protections and risks associated with holding or using stablecoins.

What changed

Last recorded activity January 1, 2023.

What's next

Next step not available in the current record.

Summary

The House on Digital Assets, Financial Technology, and Inclusion held a hearing on May 18, 2023, to discuss potential legislation aimed at regulating s. The hearing featured testimony from industry experts, consumer advocates, and former regulators regarding how to ensure the stability and safety of these digital assets.

Key Facts

  • The hearing took place on May 18, 2023, in the Rayburn House Office Building.
  • The hearing was titled 'Putting the Stable in Stablecoins: How Legislation Will Help Stablecoins Achieve Their Promise'.
  • The subcommittee is exploring legislative frameworks to regulate stablecoins.
  • Five witnesses provided testimony, including representatives from consumer advocacy groups, legal firms, and financial technology companies.
  • Written statements and responses to questions for the record were submitted by all five witnesses and several external organizations.
  • The hearing included input from the National Association of Federally-Insured Credit Unions (NAFCU) and Americans for Financial Reform.

Frequently Asked Questions

What is a stablecoin?
While not defined in the transcript, the hearing focuses on digital assets designed to maintain a stable value, often pegged to a fiat currency like the U.S. dollar.
What was the purpose of this hearing?
To gather expert testimony and perspectives to inform potential federal legislation regarding the regulation of s.

Why It Matters

This hearing represents the legislative process to establish federal oversight for s, which could impact how digital assets are issued, backed, and used by consumers and financial institutions.

News Coverage

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Sponsors

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Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Legislative Focus on Stablecoins

The hearing indicates a formal move by the House Financial Services Committee to transition from general digital asset oversight to specific legislative drafting for stablecoins.

Connected Entities

organizationHouse Committee on Financial ServicesParent committee of the subcommitteeMap →
personDelicia Reynolds HandWitness, Director of Financial Fairness at Consumer ReportsMap →
personDavid L. PortillaWitness, Partner at Davis Polk & Wardwell LLPMap →
personRobert MorganWitness, CEO of USDF ConsortiumMap →
personFennie WangWitness, Founder and CEO of Humanity CashMap →
personMatthew HomerWitness, Managing Member of the Department of XYZMap →
personFrench HillChairman of the Subcommittee on Digital Assets, Financial Technology, and InclusMap →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz30
    Current news / social attention level

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