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Missouri House Bill 1974 restricts TANF and SNAP benefit card usage at ATMs and expands prohibited purchases

Original title: PUBLIC ASSISTANCE BENEFITS

Last action · February 25, 2026: Public Hearing Completed (H)Sponsors: Bennie Cook and 2 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Missouri House Bill 1974 prohibits Temporary Assistance for Needy Families (TANF) and Supplemental Nutrition Assistance Program (SNAP) benefit cards from being used at automated teller machines or to obtain cash back, and bans the purchase of using SNAP benefits if a federal waiver is granted. The measure also penalizes recipients who fail to use their benefits within the state for ninety days by suspending accounts pending residency investigations, and establishes fines for store owners who knowingly accept prohibited transactions.

Why it matters

Public assistance recipients face new restrictions on cash withdrawals and item purchases, while retail store owners face graduated fines ranging from up to $500 for a first offense to over $1,000 for subsequent offenses for knowingly accepting prohibited electronic benefit card transactions.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

TANF recipients

TANF recipients face restrictions on cash withdrawals at ATMs, new item purchase prohibitions, mandatory reimbursement for illegal purchases, and graduated disqualification periods for noncompliance.

Directly affected

SNAP recipients

SNAP recipients are subject to new in-state transaction tracking requirements, potential benefit suspensions for prolonged inactivity, and possible restrictions on soft drink purchases.

Directly affected

store owners

Store owners and proprietors face financial fines if they knowingly accept electronic benefit transfer cards for prohibited purchases or transactions at prohibited establishments.

Key Facts

  • TANF and SNAP benefit cards are prohibited from being used at automated teller machines, for cash back on purchases, or to access benefits as cash, pending a federal waiver.
  • The director of the department of social services must request an annual federal waiver to exclude soft drinks from SNAP eligible foods.
  • Recipients who fail to make at least one electronic benefit transfer transaction within the state for 90 days face temporary benefit suspension and potential case closure following a residency investigation.
  • Recipients who do not make an in-state electronic benefit transfer transaction for 60 days must receive notice warning of potential fund suspension within the next 30 days.
Show all 7 facts
  • Store owners or proprietors who knowingly accept electronic benefit transfer cards for prohibited transactions face fines of up to $500 for the first offense, $500 to $1,000 for the second offense, and at least $1,000 for third or subsequent offenses.
  • TANF recipients who make a prohibited purchase must reimburse the department of social services and face disqualification periods of three months for a first occurrence, six months for a second occurrence, and five years for a third or subsequent occurrence.
  • Prohibited purchases are expanded to include pornography, soft drinks (subject to waiver), alcoholic beverages, lottery tickets, and tobacco products.

Frequently Asked Questions

Can public assistance recipients use their EBT cards at ATMs under this bill?
No. The bill prohibits recipients of TANF or SNAP benefits from using their electronic benefit transfer cards at any automated teller machine, to receive cash back, or to access benefits as cash, subject to a federal waiver.
Are soft drinks banned from being purchased with SNAP benefits?
The bill directs the director of the department of social services to request a federal waiver from the U.S. Department of Agriculture to exclude from eligible foods. If granted, soft drink purchases will be prohibited.
What penalties do store owners face for accepting EBT cards for prohibited purchases?
Store owners face a fine of up to $500 for the first offense, a fine between $500 and $1,000 for the second offense, and a fine of at least $1,000 for a third or subsequent offense.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

5 actions
  1. Feb 25, 2026House
    Public Hearing Completed (H)
  2. Feb 3, 2026HouseCommittee
    Referred: General Laws(H)
  3. Jan 8, 2026HouseFloor
    Read Second Time (H)
  4. Jan 7, 2026HouseIntroduced
    Read First Time (H)
  5. Dec 1, 2025HouseIntroduced
    Prefiled (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

General Assembly, United States Department of Agriculture, Department of Social Services and 1 more
OrganizationGeneral Assembly“The state legislature enacting the bill.”Map →
OrganizationUnited States Department of Agriculture“Federal department to which the director of social services will request a waive”Map →
OrganizationDepartment of Social Services“State department responsible for administering public assistance programs, condu”Map →
OrganizationDepartment of Health and Human Services“Federal department from which the state will apply for a waiver to implement ATM”Map →

Sources

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy70
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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