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Colorado bill prohibits unverified medical debt transfers and collection actions without 30-day notice

Original title: Limitations on Collection Actions for Medical Debt

Last action · March 31, 2026: House Committee on Health & Human Services Postpone IndefinitelySponsors: Junie Joseph and 3 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Colorado s must provide a 30-day notice before collecting, transferring, selling, or assigning any medical debt, and must verify patients are screened for public health insurance or discounted care. Patients subjected to prohibited collection practices are entitled to $3,000 or actual damages, whichever is greater.

Why it matters

Patients facing medical bills gain mandatory notice periods and statutory damages of at least $3,000 if creditors violate new restrictions on selling or collecting debts.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

patients with medical debt

Patients receive mandatory 30-day notices, insurance screening verification, payment plan offers, and statutory damage protections during debt collection.

Directly affected

medical creditors

Creditors face new compliance requirements, mandatory notification periods prior to selling or collecting debts, and financial penalties for violations.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What must a medical creditor do before selling or collecting a medical debt?
The creditor must notify the patient 30 days in advance, verify that the patient was screened for public health insurance or discounted care, and offer a reasonable payment plan.
What happens if a medical creditor violates the new collection or transfer requirements?
The patient is entitled to damages in the amount of $3,000 or actual damages, whichever is greater.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

2 actions
  1. Mar 31, 2026House
    House Committee on Health & Human Services Postpone Indefinitely
  2. Feb 19, 2026HouseIntroduced
    Introduced In House - Assigned to Health & Human Services

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Voting Record

Show 1 earlier roll call
Motion succeededHouse3/31/2026Open StatesOfficial roll call ↗

Postpone House Bill 26-1267 indefinitely using a reversal of the previous roll call. There was no objection to the use of the reverse roll call, therefore, the bill was postponed indefinitely.

Total

7

Yes
5
No
2
Present
0
Not voting
0
Abstain
0

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

House Committee on Health & Human Services
OrganizationHouse Committee on Health & Human Services“House committee that postponed the bill indefinitely on March 31, 2026”Map →

Sources

Open source document

leg.colorado.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy50
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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