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Read. Follow. Verify.West Virginia Bill Exempts First $25,000 of Life Insurance Cash Value From Medicaid Eligibility
Last action · February 26, 2026: On 2nd reading, rereferred to Health and Human ResourcesSponsors: Mike Oliverio and 5 others
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What This Bill Proposed
West Virginia Senate Bill 151 exempts up to $25,000 of the of a life insurance policy when calculating an individual's Medicaid eligibility.
Residents applying for Medicaid can maintain a life insurance policy with up to $25,000 in without that asset being counted against their eligibility limits.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Medicaid applicants
Medicaid applicants can hold up to $25,000 in life insurance cash value without it being counted toward their program eligibility limits.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
How much of a life insurance policy's cash value is protected under this bill?
What part of the West Virginia Code does this bill amend?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in Senate committee.
Procedural history
10 actions- Feb 26, 2026SenateOn 2nd reading, rereferred to Health and Human Resources
- Feb 26, 2026SenateRead 1st time
- Feb 26, 2026SenateImmediate consideration
- Feb 26, 2026SenateReported without recommendation
- Jan 22, 2026SenateCommitteeTo Health and Human Resources
- Jan 22, 2026SenateCommittee substitute reported, but first to Health and Human Resources
Show 4 earlier actions
- Jan 14, 2026SenateCommitteeTo Banking and Insurance
- Jan 14, 2026SenateIntroducedIntroduced in Senate
- Jan 14, 2026SenateCommitteeTo Banking and Insurance then Health and Human Resources
- Jan 14, 2026SenateIntroducedFiled for introduction
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
www.wvlegislature.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 60)
- Controversy15Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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