HR2999FEDERALin_committee

House bill caps Social Security overpayment withholding at 10 percent of monthly benefits

Original title: To amend title II of the Social Security Act to provide that not more than 10 percent of a monthly benefit may be withheld on account of overpayments.

April 24, 2025

Social Security Federal Benefits Debt Collection Financial Regulation

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Where This Stands

Introduced

Committee

Floor Vote

Passed

Signed

Currently in_committee. The next step in the legislative lifecycle is Floor Vote.

Last action

Referred to the House Committee on Ways and Means.Apr 24, 2025

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

The Frame

What this does

For Social Security beneficiaries with outstanding debts, this change would guarantee that 90 percent of their monthly income remains protected from automatic government clawbacks.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Social Security beneficiaries with overpayment debts

These individuals would have their monthly benefit deductions for overpayment recovery capped at 10 percent.

Social Security Administration

The agency would be required to adjust its debt recovery procedures to comply with the 10 percent withholding limit.

What changed

Current stage: in_committee.

What's next

Floor Vote.

Summary

This bill limits the amount the Social Security Administration can deduct from a beneficiary's monthly check to recover past s to no more than 10 percent of the total benefit amount. The measure aims to prevent excessive financial hardship for recipients currently facing aggressive debt recovery practices.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Does this bill eliminate the debt I owe for an overpayment?

No, this bill does not forgive the debt; it only limits the speed at which the government can collect that debt from your monthly check.

What happens if the Social Security Administration is currently taking more than 10 percent from my check?

If this bill becomes law, the agency would be required to reduce the amount to no more than 10 percent of your monthly benefit.

Why It Matters

For Social Security beneficiaries with outstanding debts, this change would guarantee that 90 percent of their monthly income remains protected from automatic government clawbacks.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Limiting Debt Recovery Speed

The bill represents a shift toward prioritizing beneficiary cash flow over the speed of government debt recovery.

Social Security Administration

Connected Entities

organizationHouse Committee on Ways and Means“The committee currently reviewing the bill.”Map →

organizationSocial Security Administration“The agency responsible for administering benefits and recovering overpayments.”Map →

otherSocial Security Act“The federal law being amended by this bill.”Map →

Analysis Score

0–100

Significance65
How much this matters to a regular citizen
Controversy20
Intensity of disagreement among stakeholders
Entertainment5
Compellingness for a non-policy-wonk reader
Buzz15
Current news / social attention level

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