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House bill caps Social Security overpayment withholding at 10 percent of monthly benefits

Original title: To amend title II of the Social Security Act to provide that not more than 10 percent of a monthly benefit may be withheld on account of overpayments.

Last action · April 24, 2025: Referred to the House Committee on Ways and Means.

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

This bill limits the amount the Social Security Administration can deduct from a beneficiary's monthly check to recover past s to no more than 10 percent of the total benefit amount. The measure aims to prevent excessive financial hardship for recipients currently facing aggressive debt recovery practices.

Why it matters

For Social Security beneficiaries with outstanding debts, this change would guarantee that 90 percent of their monthly income remains protected from automatic government clawbacks.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Social Security beneficiaries with overpayment debts

These individuals would have their monthly benefit deductions for overpayment recovery capped at 10 percent.

Directly affected

Social Security Administration

The agency would be required to adjust its debt recovery procedures to comply with the 10 percent withholding limit.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Does this bill eliminate the debt I owe for an overpayment?
No, this bill does not forgive the debt; it only limits the speed at which the government can collect that debt from your monthly check.
What happens if the Social Security Administration is currently taking more than 10 percent from my check?
If this bill becomes law, the agency would be required to reduce the amount to no more than 10 percent of your monthly benefit.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Last action
Referred to the House Committee on Ways and Means.Apr 24, 2025

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

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Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Limiting Debt Recovery Speed

The bill represents a shift toward prioritizing beneficiary cash flow over the speed of government debt recovery.

Connected Entities

House Committee on Ways and Means, Social Security Administration, Social Security Act
OrganizationHouse Committee on Ways and Means“The committee currently reviewing the bill.”Map →
OrganizationSocial Security Administration“The agency responsible for administering benefits and recovering overpayments.”Map →
otherSocial Security Act“The federal law being amended by this bill.”Map →

Sources

Open source document

www.congress.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy20
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

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