POLISCOPE
Back to feed
FEDERALhearing transcript

Hearing on Bank Secrecy Act and Anti-Money Laundering Regulations

Original title: EXAMINING THE BSA/AML REGULATORY COMPLIANCE REGIME

January 1, 2018

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

The Frame

What this does

This hearing examines how federal anti-money laundering regulations affect the operational costs and compliance burdens for banks and credit unions, which can influence the availability and cost of financial services for consumers.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Financial Institutions

Banks and credit unions must implement and maintain compliance programs to meet BSA/AML regulatory requirements.

Government Regulatory Agencies

These agencies oversee the enforcement of BSA/AML compliance and utilize data provided by financial institutions.

What changed

Last recorded activity January 1, 2018.

What's next

Next step not available in the current record.

Summary

The House Subcommittee on Financial Institutions and Consumer Credit held a hearing on June 28, 2017, to review the effectiveness and impact of current anti-money laundering (AML) and Bank Secrecy Act (BSA) compliance requirements for financial institutions.

Key Facts

  • The hearing took place on June 28, 2017, in the Rayburn House Office Building.
  • The hearing focused on the 'BSA/AML Regulatory Compliance Regime', which governs how financial institutions detect money laundering and terrorist financing.
  • Four witnesses provided testimony: Faith Lleva Anderson, Greg Baer, Lloyd DeVaux, and Heather A. Lowe.
  • The subcommittee received written statements from the American Gaming Association, the American Land Title Association, and the Independent Community Bankers of America.
  • The hearing was held under the 115th Congress, First Session.

Frequently Asked Questions

What is the purpose of the Bank Secrecy Act (BSA) and anti-money laundering (AML) rules?
These regulations require financial institutions to assist government agencies in detecting and preventing money laundering and the financing of terrorism.
Who testified at this hearing?
Representatives from the credit union industry, banking associations, and a financial integrity advocacy group provided testimony.

Why It Matters

This hearing examines how federal anti-money laundering regulations affect the operational costs and compliance burdens for banks and credit unions, which can influence the availability and cost of financial services for consumers.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Sponsors

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Focus on Regulatory Burden

The hearing title and opening remarks suggest a legislative focus on the operational impact of compliance rather than just the efficacy of crime prevention.

Connected Entities

personLloyd DeVauxWitness representing Sunstate Bank and Florida Bankers AssociationMap →
personGreg BaerWitness representing The Clearing House AssociationMap →
personFaith Lleva AndersonWitness representing American Airlines Federal Credit Union and CUNAMap →
personHeather A. LoweWitness representing Global Financial IntegrityMap →
organizationSubcommittee on Financial Institutions and Consumer CreditCongressional body conducting the hearingMap →
personBlaine LuetkemeyerChairman of the Subcommittee on Financial Institutions and Consumer CreditMap →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record