Senate Vote on Consumer Financial Protection Bureau Rule
May 13, 2026
Track this bill to get notified when it advances a stage. One tap to stop, anytime.
The Frame
The rejection of this motion prevents the Senate from debating or voting on a resolution that would have reinstated specific federal protections against discriminatory changes to existing credit terms.
Potentially affected actors named in the source documents. Mention is not a position.
Consumers
Consumers are subject to the credit terms and protections governed by the CFPB's Regulation B.
Banks and Lenders
Lenders must comply with federal regulations regarding the revocation or modification of existing credit arrangements.
Last recorded activity May 13, 2026.
Next step not available in the current record.
Summary
Key Facts
- The Senate rejected a motion to proceed to S.J. Res. 154.
- S.J. Res. 154 sought to use the Congressional Review Act (Chapter 8 of Title 5) to disapprove a CFPB rule.
- The CFPB rule in question relates to the withdrawal of previous regulations under 'Equal Credit Opportunity (Regulation B)'.
- The regulation concerns 'Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements'.
- Senator Booker cited a 2022 study claiming women pay $40.3 million annually in higher auto loan premiums compared to men.
- The motion to proceed was rejected by the presiding officer based on a voice vote.
Frequently Asked Questions
What was the purpose of S.J. Res. 154?
Did the Senate pass the resolution?
Why It Matters
The rejection of this motion prevents the Senate from debating or voting on a resolution that would have reinstated specific federal protections against discriminatory changes to existing credit terms.
News Coverage
Lobbying Activity
60 Plus Association
2026
“Signed a coalition letter opposing any efforts to raise the corporate tax rate above the 21% level set in the 2017 Tax Cuts and Jobs Act (TCJA). Signed a coalition in support of the Family Business Legacy Act, H.R. 6329. This legislation creates parity in the tax code between the estate and gift taxes by allowing an estate tax deduction for contributions to 501(c)(4), (c)(5), and (c)(6) organizations. Signed a coalition letter urging opposition to proposals that would raise taxes on carried interest investment income.The letter is urging Congress to reject the misnamed Carried Interest Fairness Act, legislation recently reintroduced by Senators Tammy Baldwin, Elizabeth Warren, Bernie Sanders, and other progressive members of Congress. This legislation that would increase the tax rate on carried interest investment by 70%, from 23.8% to 40.8%. Signed a coalition letter in support of H.R.574 - ALIGN Act and highlight the 100% bonus depreciation provision's importance as the tax cut reauthorization efforts continue. Signed a coalition to support of repealing IRA's green new deal subsidies in reconciliation to pay for tax cuts. Signed a coalition letter regarding digital services taxes (DST) in an effort to stop Canadas imposition of a discriminatory digital services tax (DST) on U.S. firms and your efforts to include restrictions on the imposition of DSTs and other unfair digital policies in recently announced trade agreements-providing a model for future trade negotiations. Signed a coalition letter urging the President to index capital gains for inflation.”
ILLINOIS ASSOCIATION OF SCHOOL BOARDS
ENVIRONMENTAL LAW AND POLICY CENTER
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Regulatory Reversal Attempt
The document highlights an attempt to use the Congressional Review Act to reverse a CFPB rule change, reflecting ongoing tension over financial regulatory authority.
Connected Entities
Sources
www.govinfo.gov
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy75Intensity of disagreement among stakeholders
- Entertainment10Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
Publisher tools