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HB 1942MISSOURISession 2026State Billin committee

Missouri bill requires health insurance plans to cover annual skin cancer screenings without cost-sharing starting in 2027

Original title: INSURANCE COVERAGE OF SKIN CANCER SCREENINGS

Last action · May 15, 2026: Referred: Emerging Issues(H)Sponsor: George Hruza

Bill progressHistory & official text ↓

Introduced

Committee

Floor Vote

Passed

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What This Bill Would Do

Health carriers and benefit plans in Missouri must provide coverage for one annual office visit for a whole-body skin examination for lesions suspicious for skin cancer, starting on or after January 1, 2027. The legislation prohibits health plans from imposing requirements for this screening exam.

Background

House Bill 1942 was introduced during the 2026 Regular Session of the 103rd General Assembly of Missouri by Representative George Hruza. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Health benefit plan enrollees

Enrollees receive coverage for one annual whole-body skin exam for suspicious lesions without cost-sharing obligations starting in 2027.

Directly affected

Health carriers

Health carriers must update their health benefit plans to cover annual skin cancer screenings and eliminate cost-sharing for those visits.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

When does the insurance coverage requirement for skin cancer screenings take effect?

The requirement applies to s delivered, issued for delivery, continued, or renewed in Missouri on or after January 1, 2027.

Will I have to pay a co-pay or deductible for my annual skin exam?

Health plans are generally barred from imposing for the required screening. However, if you have an HSA-qualified high deductible health plan, you must first meet your minimum deductible unless the service qualifies as preventive care under federal rules.

Are supplemental insurance policies required to provide this screening coverage?

No. Supplemental policies like accident-only policies, Medicare supplements, long-term care policies, and short-term major medical policies of six months or less are exempt from this requirement.

What else do you want to know?

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Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

4 actions

May 15, 2026HouseCommittee
Referred: Emerging Issues(H)
Jan 8, 2026HouseFloor
Read Second Time (H)
Jan 7, 2026HouseIntroduced
Read First Time (H)
Dec 1, 2025HouseIntroduced
Prefiled (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Connected Entities

Joseph Engler, George Hruza, General Assembly and 1 more

PersonJoseph Engler“Chief Clerk”Map →

PersonGeorge Hruza“Representative introducing House Bill 1942”Map →

OrganizationGeneral Assembly“General Assembly of the state of Missouri”Map →

OrganizationDepartment of Commerce and Insurance“Director determines supplemental insurance policies exempt from the section”Map →

Sources

Open source document

house.mo.gov

Analysis Score

0–100

Significance60
How much this matters to a regular citizen
Controversy25
Intensity of disagreement among stakeholders
Entertainment5
Compellingness for a non-policy-wonk reader
Buzz30
Current news / social attention level

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