Senate Hearing on the Competition in Banking Act of 1980
July 20, 2026
Track this bill to get notified when it advances a stage. One tap to stop, anytime.
The Frame
The served as a legislative step toward the passage of the Depository Institutions Deregulation and Monetary Control Act of 1980, which fundamentally changed interest rate caps and banking competition rules for all U.S. financial institutions.
Potentially affected actors named in the source documents. Mention is not a position.
Banking institutions
The proposed legislation under discussion aimed to alter the regulatory environment and competitive landscape for banks.
Financial consumers
Changes to banking competition laws impact interest rates and the availability of financial services for the public.
Last recorded activity July 20, 2026.
Next step not available in the current record.
Summary
Key Facts
- The Senate Committee on Banking, Housing, and Urban Affairs held a hearing on July 1, 1980.
- The hearing focused on the 'Competition in Banking Act of 1980'.
- The committee reviewed three specific legislative items: S. 39, S. 380, and H.R. 2255.
- The session was part of the Ninety-sixth Congress, second session.
Why It Matters
The served as a legislative step toward the passage of the Depository Institutions Deregulation and Monetary Control Act of 1980, which fundamentally changed interest rate caps and banking competition rules for all U.S. financial institutions.
Frequently Asked Questions
What was the purpose of this hearing?
Which bills were discussed?
News Coverage
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Banking Deregulation Era
The hearing marks the legislative push toward the 1980s trend of financial deregulation.
Connected Entities
Sources
www.govinfo.gov
Analysis Score
0–100- Significance80How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment10Compellingness for a non-policy-wonk reader
- Buzz5Current news / social attention level
Publisher tools