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FEDERALlobbying filing

Lobbying Disclosure: 1607 Strategies, LLC for American Fintech Council

Original title: 1607 STRATEGIES, LLC → American Fintech Council (2nd Quarter Report 2026)

Record date · July 20, 2026

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What This Bill Does

This document is a second-quarter 2026 lobbying report detailing the advocacy work performed by 1607 Strategies, LLC on behalf of the American Fintech Council. The firm was paid $30,000 to influence federal policy regarding financial technology, banking services, and specific pending legislation.

Why it matters

This filing discloses the financial relationship and specific legislative priorities of a major fintech trade group, showing which bills and regulatory areas are currently being targeted for influence in the U.S. Congress.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

American Fintech Council

The organization is the client paying for lobbying services to influence federal financial legislation.

Directly affected

1607 Strategies, LLC

The firm is the registrant receiving payment to perform lobbying activities.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What is the purpose of this document?

This is a mandatory report that informs the public about which organizations are paying for influence in Congress and what specific issues or bills they are targeting.

Who are the lobbyists listed in this report?

The lobbyists representing the American Fintech Council through 1607 Strategies, LLC are Travis Johnson, Caroline Rafferty, and Hannah Baham.

What else do you want to know?

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Lobbying Activity

1607 STRATEGIES, LLC

on behalf of American Fintech Council

2026

FINANCIAL INSTITUTIONS/INVESTMENTS/SEC

“Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.”

Senate LDAMatched on title words onlyView filing on LDA.gov →

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Focus on Supervisory Testing Legislation

The lobbying effort is heavily concentrated on 'supervisory testing' legislation (H.R. 4437 and H.R. 4478), suggesting a strategic priority for the fintech industry regarding how regulators assess their risk and compliance.

American Fintech Council H.R. 4437 H.R. 4478

Connected Entities

Hannah Baham, Travis Johnson, American Fintech Council and 2 more

PersonHannah Baham“Lobbyist for 1607 Strategies, LLC.”Map →

PersonTravis Johnson“Lobbyist for 1607 Strategies, LLC.”Map →

OrganizationAmerican Fintech Council“The trade association representing fintech companies.”Map →

Organization1607 Strategies, LLC“The firm registered to lobby on behalf of the client.”Map →

PersonCaroline Rafferty“Lobbyist for 1607 Strategies, LLC.”Map →

Sources

Open source document

lda.gov

Analysis Score

0–100

Significance40
How much this matters to a regular citizen
Controversy20
Intensity of disagreement among stakeholders
Entertainment5
Compellingness for a non-policy-wonk reader
Buzz10
Current news / social attention level

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