Delaware creates new crime of application insurance fraud with penalties up to a felony

Original title: AN ACT TO AMEND TITLE 11 OF THE DELAWARE CODE RELATING TO INSURANCE FRAUD.

Last action · June 24, 2026: Signed by GovernorSponsors: Spiros Mantzavinos and 8 others

Bill progressHistory & official text ↓

Introduced

Committee

Floor Vote

Passed

Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Does

Delaware establishes a new criminal offense for fraudulent statements made during insurance applications, renewals, or commission requests. The offense is classified as a , or a if the wrongfully obtained or sought benefits total $1,000 or more.

Why it matters

Residents and insurance applicants face new criminal penalties, ranging from misdemeanor charges to felony prosecution depending on the financial value involved in the fraudulent application.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Insurance applicants

Individuals submitting insurance applications or renewals are subject to criminal misdemeanor or felony charges for providing fraudulent statements.

Directly affected

Insurers

Insurance companies are impacted by the establishment of statutory criminal protections against fraudulent applications and commission requests.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What constitutes application insurance fraud under this law?

It includes fraudulent statements submitted to support an application to obtain or renew insurance, or statements made to obtain a commission or other payment from an insurer.

When does application insurance fraud become a felony?

It becomes a if the benefits wrongfully obtained or sought to be obtained are at least $1,000.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Follow the record

Votes, people, money & the original source

Where This Stands

Current status: Signed into law.

Procedural history

9 actions

Jun 24, 2026Office of the GovernorEnrolled
Signed by Governor
Jun 18, 2026HouseFloor
Passed By House. Votes: 41 YES
Jun 16, 2026HouseCommittee
Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 11 On Its Merits
Jun 11, 2026HouseIntroduced
Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
Jun 10, 2026SenateFloor
Passed By Senate. Votes: 20 YES 1 ABSENT
Jun 10, 2026SenateCommittee
Amendment SA 1 to SB 45 - Passed By Senate. Votes: 19 YES 2 ABSENT

Show 3 earlier actions

Apr 9, 2025SenateCommittee
Amendment SA 1 to SB 45 - Introduced and Placed With Bill
Mar 19, 2025SenateCommittee
Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 1 Favorable, 5 On Its Merits
Jan 16, 2025SenateIntroduced
Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →