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Iowa Senate File 2408 Updates Motor Vehicle Dealer Title, Recordkeeping, and Remote Sales Rules

Original title: A bill for an act relating to motor vehicle dealers, including rights to certain vehicles, records storage requirements, and remote sales of motor vehicles.(Formerly SSB 3126 .)

Last action · April 30, 2026: Signed by Governor . H.J. 1067 .

Introduced
Committee
Floor Vote
Passed
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What This Bill Does

Iowa Senate File 2408 updates regulations for licensed motor vehicle dealers by allowing parent or controlling entities to hold vehicle titles, establishing specific record storage and electronic delivery timelines for the Department of Transportation, and setting disclosure and documentation rules for remote vehicle sales.

Why it matters

Licensed motor vehicle dealers and parent controlling entities must comply with new record retention deadlines, electronic disclosure mandates for s, and altered requirements for title possession.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Motor vehicle dealers

Dealers face new requirements for record storage locations, rapid electronic record production timelines, mandatory disclosures during remote sales, and modified title possession rules.

Directly affected

Remote vehicle buyers

Buyers must receive specific disclosures regarding vehicle location, electronic title status, and estimated delivery dates during remote transactions.

Directly affected

Department of Transportation

The department receives expanded authority to request electronic and physical records and process electronic title and registration applications.

Key Facts

  • A licensed motor vehicle dealer is deemed to possess vehicle title rights if the certificate of title is issued or assigned to an entity with direct ownership or control over the dealer.
  • Dealers must store all records at a dealer place of business or at a U.S. place of business of an entity with direct ownership or control over the dealer.
  • Dealers must provide electronic records to the Department of Transportation within 24 hours of receiving a request.
  • Dealers must provide physical records to the department within a reasonable time considering postal delivery.
Show all 10 facts
  • For remote sales, a dealer or an entity with direct ownership or control over the dealer must possess the certificate of title at the time of sale.
  • Remote sale vehicle titles may be in an electronic format created, stored, or transferred through a secure electronic system approved by the department.
  • Dealers engaging in remote sales must disclose if the vehicle is not located in the state, if the title is electronic, and the estimated delivery date.
  • Dealers must produce proof of title ownership to the department upon request and retain records regarding vehicle storage, title status, and remote sale documents.
  • Electronic signatures applied to digital images of physical titles originally printed via secure processes are accepted for odometer disclosures, provided the original title is marked void or surrendered.
  • Remote sales of motor vehicles are explicitly classified as not being door-to-door sales and are exempt from Code chapter 555A.

Frequently Asked Questions

Where can motor vehicle dealers store their business records under the new law?
Dealers may store all records at a place of business of the dealer or at a U.S. place of business of an entity that has direct ownership or control over the dealer.
How quickly must dealers respond to electronic record requests from the Department of Transportation?
Dealers must provide electronic records to the department within 24 hours after receiving a request.
Are remote motor vehicle sales subject to door-to-door sales laws?
No, the law specifies that a of a motor vehicle is not a door-to-door sale and is not subject to Code chapter 555A.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Current status: Signed into law.

Procedural history

30 actions
  1. Apr 30, 2026HouseEnrolled
    Signed by Governor . H.J. 1067 .
  2. Apr 30, 2026House
    Reported correctly enrolled, signed by Speaker and President, and sent to Governor. H.J. 1067 .
  3. Mar 17, 2026House
    Message from Senate. H.J. 675 .
  4. Mar 17, 2026Senate
    Immediate message. S.J. 584 .
  5. Mar 17, 2026SenateFloor
    Passed Senate , yeas 41, nays 2. S.J. 583 .
  6. Mar 17, 2026Senate
    Substituted for SF 2408 . S.J. 583 .
Show 24 earlier actions
  1. Mar 17, 2026Senate
    Withdrawn. S.J. 584 .
  2. Mar 17, 2026Senate
    HF 2485 substituted. S.J. 583 .
  3. Mar 9, 2026SenateIntroduced
    Read first time, attached to SF 2408 . S.J. 493 .
  4. Mar 9, 2026House
    Message from House. S.J. 493 .
  5. Mar 9, 2026Senate
    Attached to HF 2485 . S.J. 493 .
  6. Mar 5, 2026House
    Immediate message. H.J. 601 .
  7. Mar 5, 2026HouseFloor
    Passed House , yeas 85, nays 0. H.J. 583 .
  8. Mar 5, 2026HouseFloor
    Amendment H-8141 adopted. H.J. 582 .
  9. Mar 3, 2026House
    Amendment H-8141 filed. H.J. 526 .
  10. Feb 19, 2026Senate
    Committee report, approving bill. S.J. 341 .
  11. Feb 19, 2026SenateIntroduced
    Introduced, placed on calendar. S.J. 329 .
  12. Feb 18, 2026Iowa Legislature
    Committee report approving bill, renumbered as SF 2408 .
  13. Feb 16, 2026HouseIntroduced
    Introduced, placed on calendar. H.J. 297 .
  14. Feb 16, 2026Iowa Legislature
    Committee report approving bill, renumbered as HF 2485 .
  15. Feb 11, 2026Iowa Legislature
    Subcommittee recommends passage.
  16. Feb 11, 2026House
    Committee vote: Yeas, 18. Nays, 2. Excused, 1. H.J. 287 .
  17. Feb 11, 2026House
    Committee report, recommending amendment and passage. H.J. 287 .
  18. Feb 10, 2026Iowa Legislature
    Subcommittee Meeting: 02/11/2026 2:00PM Room 217 Conference Room.
  19. Feb 9, 2026Iowa Legislature
    Subcommittee: Zumbach, Bennett, and Rozenboom.
  20. Feb 9, 2026Iowa LegislatureIntroduced
    Introduced, referred to Transportation.
  21. Feb 5, 2026Iowa Legislature
    Subcommittee recommends passage.
  22. Feb 3, 2026House
    Subcommittee Meeting: 02/05/2026 12:15PM House Lounge.
  23. Feb 3, 2026House
    Subcommittee: Williams, Johnson, R. and Siegrist. H.J. 197 .
  24. Feb 3, 2026HouseIntroduced
    Introduced, referred to Transportation. H.J. 195 .

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

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Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Connected Entities

Department of Transportation
OrganizationDepartment of Transportation“State agency receiving electronic and physical records from motor vehicle dealer”Map →

Sources

Open source document

www.legis.iowa.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy15
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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