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Read. Follow. Verify.House bill exempts multiemployer plan participants from automatic enrollment requirements
Last action · December 12, 2025: Referred to the House Committee on Ways and Means.
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What This Bill Would Do
This bill creates an exception to federal requirements for participants in multiemployer retirement plans. It amends the Internal Revenue Code of 1986 to allow these specific plan types to opt out of mandatory automatic enrollment rules.
This change impacts how retirement savings plans are structured for unionized workers and other participants in s, potentially altering how these plans manage enrollment and administrative compliance.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
multiemployer plan participants
These individuals are no longer subject to mandatory automatic enrollment requirements under the proposed amendment.
multiemployer plan administrators
These administrators gain the ability to operate plans without the federal automatic enrollment mandate.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What is a multiemployer plan?
What does this bill change regarding automatic enrollment?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Exemption for Collective Bargaining Plans
The bill signals a legislative effort to carve out multiemployer plans from broader retirement plan mandates, likely to preserve the autonomy of collectively bargained structures.
Connected Entities
Sources
www.congress.gov
Analysis Score
0–100- Significance45How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz10Current news / social attention level
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