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Read. Follow. Verify.Louisiana requires peer-to-peer car sharing programs to maintain physical damage insurance when no contractual package is provided
Last action · May 18, 2026: Read by title, returned to the calendar.Sponsor: Edmond Jordan
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What This Bill Proposed
Peer-to-peer car sharing programs must maintain an admitted-insurer physical damage insurance policy covering collision and comprehensive losses for shared vehicles during rental periods if no contractual protection package is provided. The requirement applies when the vehicle owner's personal policy excludes such coverage, allows deductibles up to $1,000 per occurrence, and permits .
Vehicle owners renting cars through peer-to-peer platforms gain mandatory baseline collision and comprehensive insurance protection during sharing periods if platforms do not offer a contractual protection package and personal auto policies exclude such losses.
- House Bill 625 modifies Louisiana insurance law relating to peer-to-peer car sharing programs during the 2026 Regular Session. context
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
peer-to-peer car sharing programs
Programs must own and maintain a physical damage insurance policy covering shared vehicles during rental periods when contractual protection packages are not provided.
shared vehicle owners
Owners receive backup physical damage coverage for collision and comprehensive losses during the sharing period if their personal policy excludes it and no contractual package is in place.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
When does the peer-to-peer car sharing insurance requirement apply?
What is the maximum deductible allowed under the required insurance policy?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · passed the House.
Procedural history
16 actions- May 18, 2026HouseCalled from the calendar.
- May 18, 2026HouseIntroducedRead by title, returned to the calendar.
- May 13, 2026HouseCalled from the calendar.
- May 13, 2026HouseIntroducedRead by title, returned to the calendar.
- May 13, 2026HouseNotice given.
- May 13, 2026HouseScheduled for floor debate on 05/18/2026.
Show 10 earlier actions
- May 11, 2026HouseIntroducedRead by title, returned to the calendar.
- May 11, 2026HouseNotice given.
- May 11, 2026HouseScheduled for floor debate on 05/13/2026.
- May 7, 2026HouseFloorRead by title, amended, ordered engrossed, passed to 3rd reading.
- May 7, 2026HouseScheduled for floor debate on 05/11/2026.
- May 6, 2026HouseReported with amendments (10-0).
- Mar 9, 2026HouseIntroducedRead by title, under the rules, referred to the Committee on Insurance.
- Feb 27, 2026HousePrefiled.
- Feb 27, 2026HouseCommitteeUnder the rules, provisionally referred to the Committee on Insurance.
- Feb 27, 2026HouseFirst appeared in the Interim Calendar on 2/27/2026.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
www.legis.la.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 45)
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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