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Senate Vote on Medical Debt Collection Rules

Original title: PROVIDING FOR CONGRESSIONAL DISAPPROVAL UNDER CHAPTER 8 OF TITLE 5, UNITED STATES CODE, OF THE RULE SUBMITTED BY BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO THE WITHDRAWAL OF THE RULE...

Record date · May 13, 2026

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What This Bill Does

The U.S. Senate voted on a resolution (S.J. Res. 141) that sought to overturn a decision by the Consumer Financial Protection Bureau (CFPB) to withdraw rules regarding medical debt collection. The to the resolution failed in a 50-50 tie vote, meaning the Senate will not move forward with the disapproval resolution at this time.

Why it matters

The failure of this motion means the current CFPB policy regarding the withdrawal of medical debt collection rules remains in place, affecting how debt collectors can pursue medical debt from consumers.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Medical debt collectors

The failure of the resolution means they continue to operate under the current CFPB regulatory environment regarding medical debt.

Directly affected

Consumers with medical debt

Their debt collection protections remain subject to the current CFPB rules rather than the stricter rules proposed in the resolution.

Key Facts

  • The Senate voted on a motion to proceed to S.J. Res. 141, a resolution to disapprove of a CFPB rule withdrawal.
  • The motion to proceed was rejected by a vote of 50 yeas to 50 nays.
  • The resolution aimed to restore CFPB rules restricting medical debt collection practices.
  • Senator Warnock stated that Georgia has one of the highest rates of medical debt in the U.S., with $855 per person.
Show all 7 facts
  • Senator Warnock noted that over 25% of rural Georgians have medical collections on their credit reports.
  • The resolution was supported by 30 colleagues in a previous letter to the administration.
  • The vote (Rollcall Vote No. 122) resulted in a tie, which effectively kills the motion to proceed.

Frequently Asked Questions

What was the purpose of S.J. Res. 141?
It was a resolution intended to block the CFPB from withdrawing specific rules that restricted how medical debt can be collected.
Did the resolution pass?
No, the to the resolution failed on a 50-50 vote.
What happens to medical debt collection rules now?
Because the failed, the Senate did not take action to overturn the CFPB's withdrawal of the rules, leaving the current status quo in place.

What else do you want to know?

News Coverage

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Lobbying Activity

60 Plus Association

2026

TAXATION/INTERNAL REVENUE CODEENVIRONMENT/SUPERFUNDCOPYRIGHT/PATENT/TRADEMARKHEALTH ISSUES

“Signed a coalition letter opposing any efforts to raise the corporate tax rate above the 21% level set in the 2017 Tax Cuts and Jobs Act (TCJA). Signed a coalition in support of the Family Business Legacy Act, H.R. 6329. This legislation creates parity in the tax code between the estate and gift taxes by allowing an estate tax deduction for contributions to 501(c)(4), (c)(5), and (c)(6) organizations. Signed a coalition letter urging opposition to proposals that would raise taxes on carried interest investment income.The letter is urging Congress to reject the misnamed Carried Interest Fairness Act, legislation recently reintroduced by Senators Tammy Baldwin, Elizabeth Warren, Bernie Sanders, and other progressive members of Congress. This legislation that would increase the tax rate on carried interest investment by 70%, from 23.8% to 40.8%. Signed a coalition letter in support of H.R.574 - ALIGN Act and highlight the 100% bonus depreciation provision's importance as the tax cut reauthorization efforts continue. Signed a coalition to support of repealing IRA's green new deal subsidies in reconciliation to pay for tax cuts. Signed a coalition letter regarding digital services taxes (DST) in an effort to stop Canadas imposition of a discriminatory digital services tax (DST) on U.S. firms and your efforts to include restrictions on the imposition of DSTs and other unfair digital policies in recently announced trade agreements-providing a model for future trade negotiations. Signed a coalition letter urging the President to index capital gains for inflation.”

Senate LDAMatched on title words onlyView filing on LDA.gov →

ILLINOIS ASSOCIATION OF SCHOOL BOARDS

$30,000
Senate LDAMatched on title words onlyView filing on LDA.gov →

ENVIRONMENTAL LAW AND POLICY CENTER

Senate LDAMatched on title words onlyView filing on LDA.gov →

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Medical Debt Regulatory Stasis

The failure of this resolution confirms that the Senate is currently deadlocked on reversing the CFPB's withdrawal of medical debt collection protections.

Connected Entities

Raphael Warnock, Trump administration, Bureau of Consumer Financial Protection
PersonRaphael Warnock“Senator from Georgia who introduced the resolution and spoke in favor of it.”Map →
OrganizationTrump administration“The administration whose actions regarding the CFPB rule were criticized by Sena”Map →
OrganizationBureau of Consumer Financial Protection“The federal agency whose rule withdrawal was the subject of the resolution.”Map →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance85
    How much this matters to a regular citizen
  • Controversy90
    Intensity of disagreement among stakeholders
  • Entertainment40
    Compellingness for a non-policy-wonk reader
  • Buzz60
    Current news / social attention level

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