The civic record
Read. Follow. Verify.Senate Vote on Medical Debt Collection Rules
Record date · May 13, 2026
Track this bill to get notified when it advances a stage. One tap to stop, anytime.
What This Bill Does
The U.S. Senate voted on a resolution (S.J. Res. 141) that sought to overturn a decision by the Consumer Financial Protection Bureau (CFPB) to withdraw rules regarding medical debt collection. The to the resolution failed in a 50-50 tie vote, meaning the Senate will not move forward with the disapproval resolution at this time.
The failure of this motion means the current CFPB policy regarding the withdrawal of medical debt collection rules remains in place, affecting how debt collectors can pursue medical debt from consumers.
Who It Affects
Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.
Medical debt collectors
The failure of the resolution means they continue to operate under the current CFPB regulatory environment regarding medical debt.
Consumers with medical debt
Their debt collection protections remain subject to the current CFPB rules rather than the stricter rules proposed in the resolution.
Key Facts
- The Senate voted on a motion to proceed to S.J. Res. 141, a resolution to disapprove of a CFPB rule withdrawal.
- The motion to proceed was rejected by a vote of 50 yeas to 50 nays.
- The resolution aimed to restore CFPB rules restricting medical debt collection practices.
- Senator Warnock stated that Georgia has one of the highest rates of medical debt in the U.S., with $855 per person.
Show all 7 facts
- Senator Warnock noted that over 25% of rural Georgians have medical collections on their credit reports.
- The resolution was supported by 30 colleagues in a previous letter to the administration.
- The vote (Rollcall Vote No. 122) resulted in a tie, which effectively kills the motion to proceed.
Frequently Asked Questions
What was the purpose of S.J. Res. 141?
Did the resolution pass?
What happens to medical debt collection rules now?
What else do you want to know?
News Coverage
Follow the record
Votes, people, money & the original sourceLobbying Activity
60 Plus Association
2026
“Signed a coalition letter opposing any efforts to raise the corporate tax rate above the 21% level set in the 2017 Tax Cuts and Jobs Act (TCJA). Signed a coalition in support of the Family Business Legacy Act, H.R. 6329. This legislation creates parity in the tax code between the estate and gift taxes by allowing an estate tax deduction for contributions to 501(c)(4), (c)(5), and (c)(6) organizations. Signed a coalition letter urging opposition to proposals that would raise taxes on carried interest investment income.The letter is urging Congress to reject the misnamed Carried Interest Fairness Act, legislation recently reintroduced by Senators Tammy Baldwin, Elizabeth Warren, Bernie Sanders, and other progressive members of Congress. This legislation that would increase the tax rate on carried interest investment by 70%, from 23.8% to 40.8%. Signed a coalition letter in support of H.R.574 - ALIGN Act and highlight the 100% bonus depreciation provision's importance as the tax cut reauthorization efforts continue. Signed a coalition to support of repealing IRA's green new deal subsidies in reconciliation to pay for tax cuts. Signed a coalition letter regarding digital services taxes (DST) in an effort to stop Canadas imposition of a discriminatory digital services tax (DST) on U.S. firms and your efforts to include restrictions on the imposition of DSTs and other unfair digital policies in recently announced trade agreements-providing a model for future trade negotiations. Signed a coalition letter urging the President to index capital gains for inflation.”
ILLINOIS ASSOCIATION OF SCHOOL BOARDS
ENVIRONMENTAL LAW AND POLICY CENTER
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Medical Debt Regulatory Stasis
The failure of this resolution confirms that the Senate is currently deadlocked on reversing the CFPB's withdrawal of medical debt collection protections.
Connected Entities
Sources
www.govinfo.gov
Analysis Score
0–100- Significance85How much this matters to a regular citizen
- Controversy90Intensity of disagreement among stakeholders
- Entertainment40Compellingness for a non-policy-wonk reader
- Buzz60Current news / social attention level
Publisher tools
