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Vermont bill allows non-resident property sellers to provide written notice regarding lack of knowledge on past flooding

Original title: An act relating to flooding disclosures when conveying real estate

Last action · January 29, 2026: Read first time and referred to the Committee on General and HousingSponsor: Anthony Micklus

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Non-resident property sellers in Vermont may satisfy mandatory flooding disclosure requirements by notifying potential buyers in writing that they never physically resided on the property and cannot affirm its flooding history.

Why it matters

Real estate sellers who have never lived on their property gain a specific legal exemption from affirming past flood damage, provided they have no personal knowledge of it, shifting disclosure limits for absentee owners.

Background
  • Real estate property condition disclosures are governed under Title 27 of the Vermont Statutes Annotated. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

real property sellers

Sellers who have never lived on the property gain the option to provide a written notice of non-residence in lieu of affirming flood history when they lack personal knowledge.

Directly affected

real property buyers

Buyers receive a specific written notice when a seller has no personal occupancy history regarding past flooding instead of a definitive affirmation.

Key Facts

  • Sellers who have never physically resided on a property may notify potential buyers in writing that they cannot affirm whether the property experienced past flooding or flood damage.
  • The exemption does not relieve sellers from disclosure requirements if they actually possess knowledge that the property was subject to flooding or flood damage during their ownership.
  • Sellers must continue to provide a physical, electronic copy, or digital link of the official FEMA flood insurance rate map or notice of its unavailability.
  • Sellers must disclose whether they maintain or are required by law to maintain flood insurance on the property.
Show all 5 facts
  • The act takes effect upon passage.

Frequently Asked Questions

What can a property seller do if they never lived in the home they are selling?
A seller who has never physically resided on the property may provide written notice to the buyer stating that they cannot affirm whether the property was subject to flooding or flood damage.
Does this bill remove all flooding disclosure responsibilities for absentee owners?
No. Sellers are still required to disclose past flooding if they have actual knowledge of it, and they must still provide FEMA s and insurance status information.

What else do you want to know?

News Coverage

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Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

1 action
  1. Jan 29, 2026HouseIntroduced
    Read first time and referred to the Committee on General and Housing

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Sources

Open source document

legislature.vermont.gov

Analysis Score

0–100
  • Significance40
    How much this matters to a regular citizen
  • Controversy10
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

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