The civic record
Read. Follow. Verify.South Dakota establishes a zero-percent revolving loan program for manufactured housing downpayments
Last action · February 24, 2026: Do PassSponsors: Casey Crabtree and 10 others
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What This Bill Proposed
South Dakota authorizes up to $5 million from the housing infrastructure fund to provide zero-percent interest downpayment loans of up to $10,000 for eligible residents purchasing manufactured homes.
Low- and moderate-income residents purchasing manufactured homes gain access to state-backed downpayment financing secured by a second lien, with loan repayments revolving back into the housing infrastructure fund.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
eligible applicants
Low- and middle-income residents receive access to zero-percent interest downpayment loans of up to ten thousand dollars for manufactured home purchases.
the authority
The agency is required to promulgate rules, manage the revolving loan fund, and administer loan disbursements and repayments.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Who is eligible for the manufactured housing downpayment assistance program?
What is the maximum loan amount available?
What interest rate do these loans carry and how are they repaid?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · passed the House.
Procedural history
10 actions- Feb 24, 2026HouseFloorDo Pass
- Feb 24, 2026HouseReconsidered
- Feb 24, 2026HouseIntent to reconsider
- Feb 24, 2026HouseCommitteeDo Pass Amended
- Feb 23, 2026HouseCommitteeDo Pass Amended
- Feb 23, 2026HouseMotion to amend
Show 4 earlier actions
- Feb 23, 2026HouseScheduled for hearing
- Feb 20, 2026HouseScheduled for hearing
- Jan 26, 2026HouseCommitteeReferred to
- Jan 23, 2026HouseIntroducedFirst Reading House
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Voting Record
Do Pass Amended
Total
70
- Yes
- 46
- No
- 20
- Present
- 0
- Not voting
- 0
- Abstain
- 0
- Other positions
- 4
How they voted (1)
Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Establishment of Revolving Downpayment Fund
The state establishes a revolving loan mechanism dedicated specifically to manufactured housing downpayment assistance utilizing the housing infrastructure fund.
Connected Entities
Sources
sdlegislature.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 65)
- Controversy15Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
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