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Did Not Advance

Rhode Island Bill Directs State Agencies to Create Business Flood Insurance Assistance Plan

Original title: AN ACT RELATING TO MILITARY AFFAIRS AND DEFENSE -- EMERGENCY MANAGEMENT (Requires the director of the Rhode Island emergency management agency and the Rhode Island commerce commission to develop and implement a plan to assist businesses in obtaining flood insurance through the National Flood Insurance program.)

Last action · March 31, 2026: Committee recommended measure be held for further studySponsors: Thomas Paolino and 6 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

Rhode Island requires the director of the emergency management agency and the commerce commission to develop and implement a plan to help businesses obtain flood insurance through the .

Why it matters

Local businesses face new state-backed assistance mechanisms to navigate federal flood coverage options, shifting how commercial entities prepare for water-related disaster risks.

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Rhode Island businesses

Commercial entities gain access to a state-developed plan designed to assist them in obtaining flood insurance through the National Flood Insurance Program.

Directly affected

Rhode Island Emergency Management Agency

The agency's director is required to participate in developing and implementing the business flood insurance assistance plan.

Directly affected

Rhode Island Commerce Commission

The commission must collaborate on the development and implementation of the flood insurance assistance plan for businesses.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Which state agencies are responsible for creating the flood insurance plan?
The director of the Rhode Island Emergency Management Agency and the Rhode Island Commerce Commission are responsible for developing and implementing the plan.
What federal program is utilized in the assistance plan?
The plan assists businesses in obtaining coverage through the .

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in Senate committee.

Procedural history

3 actions
  1. Mar 31, 2026
    Committee recommended measure be held for further study
  2. Mar 27, 2026
    Scheduled for hearing and/or consideration (03/31/2026)
  3. Jan 23, 2026Introduced
    Introduced, referred to Senate Commerce

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

Rhode Island Commerce Commission, National Flood Insurance Program, Rhode Island Emergency Management Agency
OrganizationRhode Island Commerce Commission“State commission collaborating on the business flood insurance plan.”Map →
OrganizationNational Flood Insurance Program“Federal program through which businesses are assisted in obtaining flood insuran”Map →
OrganizationRhode Island Emergency Management Agency“State agency tasked with developing the flood assistance plan.”Map →

Sources

Open source document

status.rilegislature.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 45)
  • Controversy10
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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