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FEDERALhearing transcript

Senate Hearing on Federal Reserve Accountability and Reform

Original title: FEDERAL RESERVE ACCOUNTABILITY AND REFORM

January 1, 2015

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The Frame

What this does

The hearing explores potential legislative changes to how the Federal Reserve is regulated and overseen by Congress, which could impact future monetary policy and financial market regulation.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Federal Reserve

The institution is the subject of potential legislative reform regarding its oversight and regulatory authority.

Financial Institutions

These entities are subject to the rulemaking and regulatory powers of the Federal Reserve.

What changed

Last recorded activity January 1, 2015.

What's next

Next step not available in the current record.

Summary

This document is a transcript from a 2015 Senate Banking Committee hearing regarding the oversight and structure of the Federal Reserve. Senators and academic experts discussed the Fed's expanded role in the financial system, its size, and the balance between its independence and congressional accountability.

Key Facts

  • The Federal Reserve's balance sheet reached $4.5 trillion following three rounds of quantitative easing.
  • The Federal Reserve maintained target interest rates near 0 percent for over six years as of March 2015.
  • The hearing was held to examine potential reforms to the Federal Reserve's oversight and structure.
  • Chairman Shelby stated that the Federal Reserve's jurisdiction has expanded to cover nearly every aspect of the financial system.
  • The committee heard testimony from four academic experts regarding Fed accountability.
  • The hearing took place on March 3, 2015, in the Dirksen Senate Office Building.

Frequently Asked Questions

What is the purpose of this hearing?
The hearing was held to discuss how Congress can improve its oversight of the Federal Reserve and whether the Fed's current structure and authority are appropriate.
What concerns were raised about the Federal Reserve?
Chairman Shelby expressed concerns regarding the Fed's large , its long-term near-zero interest rate policy, and the expansion of its regulatory power over the financial system.

Why It Matters

The hearing explores potential legislative changes to how the Federal Reserve is regulated and overseen by Congress, which could impact future monetary policy and financial market regulation.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Lobbying Activity

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2021

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards. Issues related to the True Lender Rule of the Office of the Comptroller of the Currency.

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2021

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards.

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2020

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards.

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2020

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards.

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2020

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards.

1607 STRATEGIES, LLC

on behalf of Structured Finance Association

2020

BANKINGFINANCIAL INSTITUTIONS/INVESTMENTS/SECHOUSINGTAXATION/INTERNAL REVENUE CODE

Issues affecting structured finance, the transition from LIBOR and Consumer Financial Protection Bureau actions affecting the expectations of market participants involved in securitization. Issues related to mortgage finance reform. Issues regarding Consumer Financial Protection Bureau rulemaking concerning qualified mortgages. Issues related to FASBs new accounting standards.

Sponsors

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Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Post-Crisis Regulatory Expansion

The hearing highlights a shift in the Federal Reserve's role toward increased rulemaking and regulation of the financial system following the 2008 financial crisis.

Connected Entities

personAllan H. MeltzerWitness, Carnegie Mellon UniversityMap →
personJohn B. TaylorWitness, Stanford UniversityMap →
personPaul H. KupiecWitness, American Enterprise InstituteMap →
personJanet YellenFederal Reserve ChairMap →
organizationCommittee on Banking, Housing, and Urban AffairsSenate committee conducting the hearingMap →
organizationFederal Reserve SystemThe central banking system of the United StatesMap →
personPeter Conti-BrownWitness, Stanford Law SchoolMap →
personRichard C. ShelbyChairman of the Senate Committee on Banking, Housing, and Urban AffairsMap →
personRon PaulChairman, Campaign for LibertyMap →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

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