POLISCOPE
Back to bills

The civic record

Read. Follow. Verify.
High Impact

Massachusetts bill requires gun owners to carry liability insurance under threat of fines and imprisonment

Original title: An Act to require liability insurance for gun ownership

Last action · March 26, 2026: Accompanied a study order, see H5281 (under House Rule 27)Sponsor: David Linsky

Introduced
Committee
Floor Vote
Passed
Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Would Do

Massachusetts House Bill 1836 requires anyone who possesses, carries, or owns a firearm, rifle, or shotgun to maintain a liability policy, bond, or deposit. Violations are punishable by a fine ranging from $500 to $5,000, imprisonment for up to one year, or both. The requirement exempts individuals who possess a firearm temporarily while on the premises of a licensed gun club.

Why it matters

Gun owners across Massachusetts face new financial and legal obligations to maintain liability insurance coverage or risk criminal penalties and monetary fines.

Background
  • David Paul Linsky represents the 5th Middlesex District in the Massachusetts House of Representatives and frequently files gun control legislation. context
  • The bill was accompanied by a study order (H5281) under House Rule 27 during the 194th legislative session. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Firearm owners

Firearm, rifle, and shotgun owners are required to obtain and maintain liability insurance or a bond, and face fines or imprisonment if they fail to do so.

Directly affected

Commissioner of insurance

The commissioner is tasked with promulgating regulations setting forth the minimum terms of liability insurance policies.

Directly affected

Licensed gun clubs

Venues operating as licensed gun clubs serve as locations where temporary possessors are exempt from the insurance mandate.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Who must obtain liability insurance under this bill?
Anyone who possesses, carries, or owns a firearm, rifle, or shotgun in Massachusetts must maintain a liability policy, bond, or deposit, unless exempted.
What are the penalties for failing to have the required liability insurance?
Violations are punishable by a fine of not less than $500 nor more than $5,000, imprisonment for not more than one year in a , or both.
Are there any exemptions to the insurance requirement?
Yes, the requirement does not apply to a person who possesses a firearm, rifle, or shotgun on a temporary basis while on the premises of a licensed gun club.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

5 actions
  1. Mar 26, 2026House
    Accompanied a study order, see H5281 (under House Rule 27)
  2. Oct 20, 2025Joint
    Hearing scheduled for 07/29/2025 from 01:00 PM-05:10 PM in A-2
  3. Jul 29, 2025Joint
    Hearing rescheduled to 07/29/2025 from 01:00 PM-05:10 PM in A-2 and Virtual<br> <span style="color: blue; font-style: italic;">Hearing updated to New End Time</span>
  4. Feb 27, 2025Senate
    Senate concurred
  5. Feb 27, 2025HouseCommittee
    Referred to the committee on The Judiciary

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

David Linsky, General Laws, The Judiciary
PersonDavid Linsky“Representative who filed the petition for House No. 1836”Map →
otherGeneral Laws“Chapter 140 of the General Laws being amended”Map →
OrganizationThe Judiciary“Committee to which the petition was referred”Map →

Sources

Open source document

malegislature.gov

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy90
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz65
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record