The civic record
Read. Follow. Verify.Affordable Insulin Now Act (HR 1488)
Record date · December 17, 2024
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What This Bill Would Do
This bill would cap out-of-pocket costs for certain insulin products at $35 per 30-day supply for people with group or individual health insurance. Starting in 2024, it would prohibit insurance plans from applying s to these selected insulin products.
The bill directly limits the monthly financial burden for insulin-dependent patients covered by private health insurance, ensuring that out-of-pocket costs do not exceed $35 per month regardless of plan s.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Insulin-dependent patients
Patients with private health insurance would see their monthly out-of-pocket costs for selected insulin capped at $35.
Health insurance issuers
Issuers must adjust their coverage policies to eliminate deductibles for selected insulin and cap cost-sharing at $35 per 30-day supply.
Group health plans
Plans must provide coverage for selected insulin products under the new cost-sharing requirements starting in 2024.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Does this bill apply to everyone?
What if I use an out-of-network pharmacy?
Does this cover all types of insulin?
What else do you want to know?
News Coverage
Follow the record
Votes, people, money & the original sourceWhere This Stands
Currently filed. The next step in the legislative lifecycle is Committee.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Standardization of Insulin Coverage
The bill creates a uniform requirement across three major federal statutes (PHSA, IRC, ERISA) to ensure consistent insulin coverage regardless of the type of health plan.
Connected Entities
Sources
www.congress.gov
Analysis Score
0–100- Significance85How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment10Compellingness for a non-policy-wonk reader
- Buzz50Current news / social attention level
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