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FEDERALhearing transcript
High Impact

Federal Reserve Chair Testimony on the Economy (February 2018)

Original title: MONETARY POLICY AND THE STATE OF THE ECONOMY

January 1, 2018

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The Frame

What this does

The testimony provides insight into the Federal Reserve's approach to interest rates and economic management, which directly influences borrowing costs for mortgages, credit cards, and business loans for all Americans.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Federal Reserve

The agency is required to provide semiannual testimony to Congress regarding its monetary policy.

U.S. Taxpayers

Federal Reserve policy decisions influence national interest rates, which impact personal savings, debt costs, and overall economic growth.

What changed

Last recorded activity January 1, 2018.

What's next

Next step not available in the current record.

Summary

This document is a transcript of a February 27, 2018, House Financial Services Committee hearing featuring testimony from Federal Reserve Chairman Jerome Powell. The hearing focused on the state of the U.S. economy, , and the Federal Reserve's strategy for managing its .

Key Facts

  • The hearing was held on February 27, 2018, in the Rayburn House Office Building.
  • Jerome H. Powell provided semiannual testimony regarding monetary policy and the state of the economy.
  • Chairman Hensarling noted that GDP growth had averaged 1.6% over the previous eight years.
  • Chairman Hensarling cited a 17-year low in unemployment and 3% economic growth at the time of the hearing.
  • The committee discussed the challenge of unwinding the Federal Reserve's balance sheet after a decade of unconventional monetary policy.
  • The record includes additional materials, such as an article on bank lending practices and written responses to questions from Representatives Royce, Sherman, and Wagner.

Frequently Asked Questions

What is the purpose of this hearing?
The hearing is a semiannual requirement for the Federal Reserve Chair to report to Congress on the state of the economy and the Fed's decisions.
Who testified at this hearing?
Jerome H. Powell, the Chairman of the Board of Governors of the Federal Reserve System.

Why It Matters

The testimony provides insight into the Federal Reserve's approach to interest rates and economic management, which directly influences borrowing costs for mortgages, credit cards, and business loans for all Americans.

News Coverage

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Sponsors

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Transition from Stimulus

The hearing highlights the shift in focus from economic stimulus to the unwinding of the Federal Reserve's balance sheet following the 2008 financial crisis.

Connected Entities

personJerome H. PowellChairman of the Board of Governors of the Federal Reserve SystemMap →
organizationHouse Committee on Financial ServicesCongressional committee overseeing the Federal ReserveMap →
personJeb HensarlingChairman of the House Committee on Financial ServicesMap →
personDonald TrumpPresident of the United States at the time of the hearingMap →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance85
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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