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NewsNBC Chicago – LocalJuly 2, 2026United States

Is July 3, 2026, a federal holiday? What to expect for services

Because the Fourth of July falls on a Saturday in 2026, the federal government is observing the holiday on Friday, July 3. This article outlines which services, such as the stock market and state offices, will be closed, and which, like the post office and banks, will remain open.

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Why It Matters

Residents will experience closures of state offices, courts, and stock markets on Friday, July 3, 2026, while federal mail delivery and banking services will continue as normal.

Key Facts

  • July 4, 2026, falls on a Saturday, leading to the federal observance of the holiday on Friday, July 3.
  • The U.S. Office of Personnel Management designates July 3, 2026, as a federal holiday.
  • The New York Stock Exchange and Nasdaq will be closed on Friday, July 3.
  • Illinois state offices, including DMVs, are expected to be closed on Friday, July 3.
  • Illinois state courts will be closed on Friday, July 3.
  • The United States Postal Service will remain open with normal mail delivery on Friday, July 3.
  • Banks will remain open on Friday, July 3, according to the Federal Reserve.
  • Most retail and grocery stores are expected to remain open on Friday, July 3.
  • Some USPS employees will treat Friday as a holiday for pay and leave purposes.
  • Local city and village offices may be closed on Friday, July 3, depending on local policy.

Who's Mentioned

organizationIllinois Secretary of State“State DMVs and offices are expected to be closed.”organizationNew York Stock Exchange“Confirmed markets will be closed on Friday.”organizationUnited States Postal Service“Confirmed post offices will be open with normal mail delivery.”organizationFederal Reserve“Confirmed banks will be open on Friday.”organizationNasdaq“Confirmed markets will be closed on Friday.”organizationU.S. Government Office of Personnel Management“Confirmed July 3 as the observed federal holiday for 2026.”