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Read. Follow. Verify.Idaho updates miscellaneous investment rules and limits for insurance companies
Last action · March 30, 2026: Signed by Governor on 03/26/26 Session Law Chapter 180 Effective: 07/01/2026
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What This Bill Does
Senate Bill 1262 revises how insurance companies can loan or invest funds not otherwise specified by law, capping such miscellaneous investments at the lesser of 10% of assets or 75% of . The measure takes effect on July 1, 2026.
Changes the asset allocation limits and recordkeeping compliance standards for licensed insurers operating in Idaho starting July 1, 2026.
Who It Affects
Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.
Insurance companies
Insurers must comply with updated investment caps, single-entity percentage limits, and separate recordkeeping mandates.
Key Facts
- Insurers may invest in miscellaneous loans or investments not otherwise specifically authorized or prohibited by the Idaho Code.
- Aggregate miscellaneous investments are capped at the lesser of ten percent of assets or seventy-five percent of capital and surplus excluding surplus notes.
- Investments in a single investment, entity, affiliates, and subsidiaries are limited to five percent of an insurer's assets as defined by the first six digits of a CUSIP number.
- Insurers are required to maintain a separate record of all miscellaneous investments acquired under this section.
Show all 5 facts
- The act takes effect on July 1, 2026.
Frequently Asked Questions
What is the overall limit on miscellaneous investments for insurers under this law?
Are insurers required to track these investments separately?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Current status: Signed into law.
Procedural history
16 actions- Mar 30, 2026EnrolledSigned by Governor on 03/26/26 Session Law Chapter 180 Effective: 07/01/2026
- Mar 26, 2026Reported delivered to Governor at 4:33 p.m. on 03/25/26
- Mar 25, 2026Reported signed by the Speaker & ordered delivered to Governor
- Mar 25, 2026Received from Senate; Signed by Speaker; Returned to Senate
- Mar 24, 2026Reported enrolled; signed by President; to House for signature of Speaker
- Mar 24, 2026CommitteeReturned From House Passed; referred to enrolling
Show 10 earlier actions
- Mar 23, 2026FloorRead Third Time in Full – PASSED - 68-0-2 AYES – Alfieri, Barbieri, Beiswenger, Bingham, Boyle, Bruce, Burgoyne, Cannon, Cayler, Cheatum, Church, Crane(12), Crane(13), Dygert, Egbert, Ehardt, Ehlers, Erickson, Fuhriman, Furniss, Galaviz, Gannon, Garner, Green, Hall(Stone), Handy, Harris, Hawkins, Haws, Healey, Hill, Holtzclaw, Hostetler, Leavitt, Manwaring, Marmon, Mathias, McCann, Mendive, Mickelsen, Miller, Mitchell, Monks, Nelsen, Palmer, Petzke, Pickett, Pohanka, Price, Rasor, Raybould, Raymond, Redman, Rubel, Sauter, Scott, Shepherd, Shirts, Skaug, Tanner(13), Tanner(14), Thompson, Vander Woude, Veile, Weber, Wheeler, Wisniewski, Mr. Speaker NAYS – None Absent – Berch, Cornilles Floor Sponsor - Ehlers Title apvd - to Senate
- Mar 20, 2026Read second time; Filed for Third Reading
- Mar 19, 2026Reported out of Committee with Do Pass Recommendation, Filed for Second Reading
- Feb 24, 2026IntroducedRead First Time, Referred to Business
- Feb 24, 2026Received from the Senate, Filed for First Reading
- Feb 23, 2026FloorRead third time in full – PASSED - 33-0-2 AYES – Adams, Anthon, Bernt, Bjerke, Blaylock, Burtenshaw, Carlson, Cook, Den Hartog, Foreman, Galloway, Grow, Guthrie, Harris, Keyser, Kohl, Lakey, Lenney, Lent, Nichols, Okuniewicz, Rabe, Ricks, Ruchti, Shippy, Taylor, Toews, VanOrden, Ward-Engelking, Wintrow, Woodward, Zito, Zuiderveld NAYS – None Absent and excused – Hart, Semmelroth Floor Sponsor - Guthrie Title apvd - to House
- Feb 16, 2026Read second time; filed for Third Reading
- Feb 13, 2026Reported out of Committee with Do Pass Recommendation; Filed for second reading
- Feb 9, 2026CommitteeReported Printed; referred to Commerce & Human Resources
- Feb 6, 2026IntroducedIntroduced; read first time; referred to JR for Printing
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Connected Entities
Sources
legislature.idaho.gov
Analysis Score
0–100- Significance40How much this matters to a regular citizen
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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