Changes to Citizens Property Insurance Eligibility and Rates (SB 1024)

Original title: Coverage by Citizens Property Insurance Corporation

March 13, 2026

insurance property insurance housing flood insurance

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The Frame

What this does

Residents in specific counties may face mandatory annual insurance rate hikes and changes to flood insurance requirements for their property coverage through .

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Citizens Property Insurance policyholders

Policyholders in specific counties face mandatory annual rate increases and potential changes to flood insurance coverage requirements.

What changed

Last recorded activity March 13, 2026.

What's next

Introduced.

Summary

Senate Bill 1024 proposes changes to how covers residential properties in specific counties. The bill mandates annual rate increases for certain policies and modifies requirements regarding flood insurance for policyholders.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Why It Matters

Residents in specific counties may face mandatory annual insurance rate hikes and changes to flood insurance requirements for their property coverage through .

Frequently Asked Questions

Will my insurance rates go up under this bill?

The bill requires to implement annual rate increases for single policies in specific counties.

Do I still need flood insurance to keep my policy?

The bill introduces new policy types that do not require the purchase of flood insurance as a condition for maintaining coverage.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Flood Insurance Decoupling

The bill signals a shift in policy by creating options for coverage that do not mandate flood insurance, potentially lowering barriers to entry for some policyholders while altering risk profiles.

Citizens Property Insurance Corporation