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Ohio HB 636 requires insurers and repair shops to disclose non-OEM parts and offer original manufacturer part coverage options

Original title: Enact the Auto Insurance Transparency Act

Last action · February 4, 2026: Referred to InsuranceSponsor: Mark Johnson

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Auto insurers, repair facilities, and installers in Ohio must provide clear written estimates and disclosures when using non-original equipment manufacturer (non-OEM) aftermarket crash replacement parts, and insurance companies must offer an option for original equipment manufacturer (OEM) part repair coverage on policies.

Why it matters

Vehicle owners repairing collision damage gain explicit rights to choose original manufacturer parts, receive written disclosures about aftermarket parts warranties, and purchase supplemental policy coverage for OEM parts, while facing potential premium adjustments.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Auto Insurance Policyholders

Policyholders receive explicit disclosure rights regarding repair parts, the option to purchase OEM part coverage, and the right to pay the price difference to use OEM parts.

Directly affected

Insurers

Insurers must offer OEM part repair coverage on automobile policies, provide required disclosures on estimates, and face disciplinary actions or deceptive practice penalties for violations.

Directly affected

Repair Facilities and Installers

Repair facilities and installers must itemize non-OEM parts on written estimates, provide statutory warranty notices, and ensure parts are properly marked with manufacturer logos.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What disclosures must be provided if a repair shop uses non-OEM parts?
The repair estimate must clearly identify each non-OEM part, state whether OEM parts are readily available, inform the customer of their right to choose OEM parts by paying the price difference, and include a specific written notice regarding part warranties.
Can I still choose original equipment manufacturer parts if my policy does not cover them?
Yes, you are allowed to complete repairs using OEM replacement parts as long as you pay any difference between the cost of the OEM parts and the maximum policy coverage allowed for non-OEM parts.
Are insurance companies required to offer coverage for OEM parts?
Yes, every insurance company issuing, delivering, or renewing an automobile insurance policy with damage coverage must clearly and conspicuously offer an option for OEM part repair coverage.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

2 actions
  1. Feb 4, 2026HouseCommittee
    Referred to Insurance
  2. Dec 23, 2025HouseIntroduced
    Introduced

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

Mark Johnson
PersonMark Johnson“Representative, District 92”Map →

Sources

Open source document

www.legislature.ohio.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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