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Illinois creates Task Force on Firearm Insurance to study policy options and coverage by December 2026

Original title: INS-TASK FORCE ON FIREARM INS

Last action · March 21, 2025: Rule 19(a) / Re-referred to Rules CommitteeSponsors: Bob Morgan and 2 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Illinois establishes the Task Force on Firearm Insurance to review current and future insurance policies covering firearm ownership and use, requiring a report by December 31, 2026, before dissolving on January 1, 2027.

Why it matters

The measure establishes a temporary state body that will evaluate whether requiring firearm liability insurance is feasible and cost-effective for gun owners in Illinois.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

commercial insurance industry

Two representatives are appointed to the Task Force to participate in reviewing policy offerings and cost impacts.

Directly affected

firearm advocacy groups

Two representatives are appointed to the Task Force to participate in policy discussions.

Directly affected

firearm owners

The Task Force will evaluate the feasibility and cost-effectiveness of requiring them to possess insurance.

Key Facts

  • Creates the Task Force on Firearm Insurance under the Illinois Insurance Code to review public policy options relating to firearm insurance.
  • Requires the Department of Insurance to provide administrative support to the Task Force.
  • Sets the membership to include legislative appointees, insurance industry representatives, firearm advocacy representatives, firearm injury experts, and agency directors.
  • Mandates that all appointments be made within 90 days after the effective date of the Act.
Show all 8 facts
  • Specifies that members serve without compensation and must be adult residents of Illinois.
  • Directs the Task Force to evaluate current and potential insurance offerings, analyze associated costs, and review the feasibility and cost-effectiveness of mandatory firearm insurance.
  • Requires the Task Force to submit a final report of findings and recommendations to the Governor and General Assembly by December 31, 2026.
  • Dissolves the Task Force and repeals the governing section on January 1, 2027.

Frequently Asked Questions

What is the purpose of the Task Force on Firearm Insurance?
The Task Force is created to review current and potential insurance policy offerings for the safe and legal possession of firearms, analyze costs, and provide recommendations on the feasibility of requiring firearm owners to possess insurance.
Who serves on the Task Force?
The Task Force includes four members of the General Assembly, two commercial insurance industry representatives, two firearm injury experts, the Director of the Illinois State Police, the Director of Insurance, the Director of Public Health, and two representatives of firearm advocacy groups.
When does the Task Force finish its work and dissolve?
The Task Force must submit its report by December 31, 2026, and is officially dissolved on January 1, 2027.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

9 actions
  1. Mar 21, 2025HouseCommittee
    Rule 19(a) / Re-referred to Rules Committee
  2. Mar 12, 2025House
    Added Co-Sponsor Rep. Yolonda Morris
  3. Feb 27, 2025House
    Added Co-Sponsor Rep. Laura Faver Dias
  4. Feb 26, 2025House
    Remove Chief Co-Sponsor Rep. Yolonda Morris
  5. Feb 26, 2025House
    Added Chief Co-Sponsor Rep. Yolonda Morris
  6. Feb 4, 2025HouseCommittee
    Assigned to Gun Violence Prevention Committee
Show 3 earlier actions
  1. Jan 9, 2025HouseCommittee
    Referred to Rules Committee
  2. Jan 9, 2025HouseIntroduced
    First Reading
  3. Dec 10, 2024HouseIntroduced
    Prefiled with Clerk by Rep. Bob Morgan

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

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Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

General Assembly, Department of Public Health, Governor and 3 more
OrganizationGeneral Assembly“Receives the Task Force report and appoints legislative members.”Map →
OrganizationDepartment of Public Health“Director or designee serves as a member of the Task Force.”Map →
PersonGovernor“Receives the Task Force report and appoints specified members.”Map →
OrganizationTask Force on Firearm Insurance“Created to review firearm insurance options and make recommendations.”Map →
OrganizationIllinois State Police“Director or designee serves as a member of the Task Force.”Map →
OrganizationDepartment of Insurance“Provides administrative support for the Task Force.”Map →

Sources

Analysis Score

0–100
  • Significance40
    How much this matters to a regular citizen
  • Controversy45
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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