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Read. Follow. Verify.New Jersey Bill S4845 Establishes Social Housing and Workforce Housing Investment Programs
Last action · October 19, 2026: Introduced in the Senate, Referred to Senate Community and Urban Affairs CommitteeSponsors: Brian Stack and 2 others
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What This Bill Would Do
This bill establishes the Social Housing Program and the Investment Program in New Jersey to finance and develop affordable and workforce housing through tax credits, state investments, and infrastructure loans. It creates the Human Infrastructure Bank Fund within the New Jersey Infrastructure Bank and forms an Interagency Task Force on Public Land for Housing to identify underutilized public sites.
The measure introduces major funding mechanisms and tax credits worth up to $225,000,000 per , altering how local governments, developers, and state agencies finance residential construction and manage municipal land resources.
- New Jersey faces chronic high housing costs and limited housing supply, prompting state legislative efforts to leverage tax credits and public lands for affordable housing development. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Local government redevelopers
Eligible to apply for tax credit incentive awards, subject to strict project requirements, prevailing wage mandates, and revenue-sharing rules for excess rental payments.
Low- and moderate-income households
Provided access to reserved housing units subject to affordability controls and long-term deed restrictions.
New Jersey Housing and Mortgage Finance Agency
Tasks with administering the Social Housing Program, adopting affordability controls, issuing tax credits, and reviewing project applications.
Division of Investment in the Department of the Treasury
Required to consider investing state funds in certified workforce housing projects, potentially allocating a minimum of five percent of funds to affordable or workforce housing.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What qualifies as a social housing project under this bill?
How are workforce housing projects funded?
Are developers required to reserve units for lower-income households?
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News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
1 action- Oct 19, 2026SenateIntroducedIntroduced in the Senate, Referred to Senate Community and Urban Affairs Committee
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Expansion of Infrastructure Bank Mandate
The legislation expands the traditional scope of the New Jersey Infrastructure Bank beyond environmental and transportation projects to include workforce housing development through a dedicated special fund.
Connected Entities
Sources
njleg.state.nj.us
Analysis Score
0–100- Significance85How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment15Compellingness for a non-policy-wonk reader
- Buzz60Current news / social attention level
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