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Read. Follow. Verify.Ohio enacts the Rental Home Marketplace Guarantees Act to regulate short-term rental property guarantees
Last action · May 13, 2026: Referred to Financial Institutions, Insurance and TechnologySponsor: George Lang
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What This Bill Would Do
Ohio establishes consumer protection and financial backing rules for rental home marketplace guarantees by requiring providers to secure reimbursement insurance policies and classify transactions under consumer sales laws.
Property owners using online rental platforms gain direct statutory recourse against insurance providers if a platform fails to fulfill damage guarantee obligations within 180 days.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Rental home marketplace providers
Providers must publish guarantee terms, secure reimbursement insurance policies, and comply with consumer transaction laws.
Platform contract holders
Property owners receive guaranteed backing by insurance policies and the right to make direct claims after 180 days of provider default.
Insurers
Insurers must discharge provider obligations upon default, adhere to termination laws, and retain subrogation rights against providers.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What is a rental home marketplace guarantee?
Can a platform user file a claim directly with the insurance company if the provider fails to pay?
Are rental home marketplace guarantees considered insurance under Ohio law?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
2 actions- May 13, 2026SenateCommitteeReferred to Financial Institutions, Insurance and Technology
- Apr 27, 2026SenateIntroducedIntroduced
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
www.legislature.ohio.gov
Analysis Score
0–100- Significance60How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
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