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Read. Follow. Verify.Idaho House Bill 713 Establishes Cost-Sharing Calculation Rules for Health Plans
Last action · February 17, 2026: Reported Printed and Referred to Health & Welfare
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What This Bill Proposed
Idaho insurers are required to count third-party payments toward an enrollee's cost-sharing limits under House Bill 713, starting January 1, 2027. The measure applies to health benefit plans entered into, amended, extended, or renewed on or after that date, with an emergency clause setting an administrative effective date of July 1, 2026.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Health insurance enrollees
Health insurers
Insurers must update their calculation methods for cost-sharing requirements to include payments made on behalf of enrollees by third parties.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Do these rules apply to all prescription drugs?
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News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in House committee.
Procedural history
2 actions- Feb 17, 2026CommitteeReported Printed and Referred to Health & Welfare
- Feb 16, 2026IntroducedIntroduced, read first time, referred to JRA for Printing
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Inclusion of Third-Party Payments
The measure mandates that third-party financial assistance must count toward an individual's cost-sharing obligations under specified conditions.
Connected Entities
Sources
legislature.idaho.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 60)
- Controversy30Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz25Current news / social attention level
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