The civic record
Read. Follow. Verify.Utah HB 503 modifies affiliated business arrangements and net worth requirements for title insurance entities
Last action · March 6, 2026: House/ filedSponsor: Anthony Loubet
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What This Bill Proposed
This bill addresses requirements for real estate transactions.
Title insurance companies and affiliated producers must adjust their capital reserve accounts and business referral structures to comply with the updated percentage caps and net worth thresholds.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
title entities
Title entities must comply with updated definitions of affiliated business, revenue percentage limits, and capital net worth requirements.
Division of Real Estate
The Division is authorized to evaluate specific operational factors when determining whether an affiliated business arrangement violates RESPA.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What constitutes a violation of Section 8 of RESPA under this bill?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in House committee.
Procedural history
19 actions- Mar 6, 2026HouseHouse/ filed
- Mar 6, 2026HouseHouse/ strike enacting clause
- Mar 5, 2026HouseHouse/ comm rpt/ sent to Rules
- Mar 3, 2026HouseHouse Comm - Recommends Returned to Rules
- Feb 20, 2026ReleasedLFA/ fiscal note publicly available for HB0503S01
- Feb 19, 2026HouseHouse Comm - Held
Show 13 earlier actions
- Feb 18, 2026Version SponsorLFA/ fiscal note sent to sponsor for HB0503S01
- Feb 17, 2026Legislative Fiscal AgencyLFA/ bill sent to agencies for fiscal input for HB0503S01
- Feb 17, 2026Legislative Fiscal AnalystLFA/ bill assigned to staff for fiscal analysis for HB0503S01
- Feb 12, 2026HouseCommitteeHouse/ to standing committee
- Feb 9, 2026HouseHouse/ received fiscal note from Fiscal Analyst
- Feb 9, 2026ReleasedLFA/ fiscal note publicly available for HB0503
- Feb 6, 2026Version SponsorLFA/ fiscal note sent to sponsor for HB0503
- Feb 5, 2026HouseIntroducedHouse/ 1st reading (Introduced)
- Feb 5, 2026HouseHouse/ received bill from Legislative Research
- Feb 5, 2026Legislative Fiscal AgencyLFA/ bill sent to agencies for fiscal input for HB0503
- Feb 5, 2026Legislative Fiscal AnalystLFA/ bill assigned to staff for fiscal analysis for HB0503
- Feb 5, 2026Legislative Research and General CounselNumbered Bill Publicly Distributed
- Feb 5, 2026Legislative Research and General CounselBill Numbered but not Distributed
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Updated RESPA Framework for Title Entities
The bill integrates state-level enforcement of federal RESPA standards with specific revenue concentration caps for title insurance premiums.
Connected Entities
Sources
le.utah.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 60)
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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