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Massachusetts bill expands motor vehicle liability insurance to include mopeds and motorized scooters

Original title: An Act relative to moped liability insurance

Last action · March 12, 2026: Accompanied a study order, see H5206Sponsor: Marcus Vaughn

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Massachusetts House Bill 1340 redefines "motor vehicle" in insurance statutes to explicitly include mopeds, motorized scooters, and certain pedal or non-pedal bicycles with motors capable of speeds up to 30 miles per hour, while updating uninsured motorist coverage rules for these vehicles.

Why it matters

Moped and motorized scooter operators and owners will be subject to updated insurance definitions and coverage options, affecting how liability and uninsured motorist claims are handled in the event of an accident.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Moped and motorized scooter operators

Their vehicles are explicitly added to motor vehicle insurance definitions, and policies may cover bodily injury damages caused by uninsured operators of these vehicles.

Directly affected

Motor vehicle insurance providers

Insurers must update policy frameworks to accommodate liability and uninsured motorist coverage extensions for mopeds and motorized scooters.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What types of vehicles are newly included under the definition of a motor vehicle for these insurance purposes?
The bill includes mopeds, motorized scooters, and pedal or non-pedal bicycles with motors and automatic transmissions capable of speeds up to 30 miles per hour.
How are disputes over uninsured motorist damages resolved under the updated insurance policy rules?
Disputes are determined by agreement between the insured or their representative and the insurer, or by arbitration if they fail to agree.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

6 actions
  1. Mar 12, 2026House
    Accompanied a study order, see H5206
  2. Oct 22, 2025Joint
    Hearing rescheduled to 10/22/2025 from 10:30 AM-11:40 AM in B-1 and Virtual<br> <span style="color: blue; font-style: italic;">Hearing updated to New End Time</span>
  3. Oct 17, 2025Joint
    Hearing rescheduled to 10/22/2025 from 10:30 AM-01:00 PM in B-1 and Virtual<br> <span style="color: blue; font-style: italic;">Hearing location changed</span>
  4. Oct 10, 2025Joint
    Hearing scheduled for 10/22/2025 from 10:30 AM-01:00 PM in A-1
  5. Feb 27, 2025Senate
    Senate concurred
  6. Feb 27, 2025HouseCommittee
    Referred to the committee on Financial Services

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

General Court, Marcus Vaughn
OrganizationGeneral Court“State legislature providing information and publishing the bill”Map →
PersonMarcus Vaughn“Representative who filed the petition for House, No. 1340”Map →

Sources

Open source document

malegislature.gov

Analysis Score

0–100
  • Significance50
    How much this matters to a regular citizen
  • Controversy15
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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