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West Virginia creates Affordable Medicaid Buy-In Program for uninsured residents

Original title: Creating the Affordable Medicaid Buy-In Program

Last action · January 26, 2026: To House Health and Human ResourcesSponsors: Mike Pushkin and 7 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

By January 1, 2027, the Department of Human Services must establish the Affordable Medicaid Buy-In Plan to offer health coverage for West Virginia residents who are ineligible for Medicaid and Medicare. The plan features a sliding scale for premiums based on household income, covers essential health benefits, and prohibits employers from dropping employees who might qualify.

Why it matters

Residents lacking access to traditional Medicaid or Medicare gain a state-administered health insurance option with income-based financial assistance, while employers are legally barred from canceling or denying existing workplace coverage based on potential plan eligibility.

Background
  • State-level public option and Medicaid buy-in proposals are legislative strategies pursued by various states to expand health coverage access using existing managed care infrastructure. context

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

West Virginia residents ineligible for Medicaid and Medicare

Residents gain access to a new state-administered health insurance plan with income-based premium assistance.

Directly affected

Employers offering health coverage

Employers are prohibited from dropping or denying health coverage to employees based on potential eligibility for the buy-in plan.

Directly affected

Health care providers

Providers are reimbursed for services delivered under the plan based on the Medicaid fee schedule.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Who is eligible to purchase the Affordable Medicaid Buy-In Plan?
West Virginia residents who are ineligible for standard Medicaid and Medicare are eligible to purchase the plan, provided their employer has not improperly disenrolled them.
What health benefits are included in the plan?
Covered benefits include ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services, laboratory services, preventive and wellness services, and pediatric services including oral and vision care.
Are there financial discounts for lower-income enrollees?
Yes. The department must establish an affordability scale for premiums, copayments, and deductibles, offering discounted rates at a minimum to residents with household incomes below 200 percent of the .

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in House committee.

Procedural history

4 actions
  1. Jan 26, 2026HouseCommittee
    To House Health and Human Resources
  2. Jan 26, 2026HouseIntroduced
    Introduced in House
  3. Jan 26, 2026HouseCommittee
    To Health and Human Resources then Finance
  4. Jan 26, 2026HouseIntroduced
    Filed for introduction

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Creation of State Public Health Buy-In Option

The legislation introduces a state-administered buy-in model leveraging the Medicaid infrastructure to broaden health insurance access for residents ineligible for traditional federal programs.

Connected Entities

Insurance Commissioner, Department of Human Services, Secretary of the Department of Human Services and 1 more
PersonInsurance Commissioner“Member of the Affordable Medicaid Buy-In Program advisory council”Map →
OrganizationDepartment of Human Services“Required to develop and administer the Affordable Medicaid Buy-In Plan”Map →
PersonSecretary of the Department of Human Services“Required to establish the advisory council and propose emergency rules”Map →
PersonGovernor“Appoints specific members of the advisory council”Map →

Sources

Open source document

www.wvlegislature.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 85)
  • Controversy70
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz50
    Current news / social attention level

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