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Enacted

Oklahoma requires roofing contractor complaints to be forwarded to state regulators and district attorneys

Original title: Roofing Contractor Registration Act; registration requirements; complaints; forwarding complaints to the Insurance Department and Office of the Attorney General; refer to district attorney; effective date.

Last action · May 27, 2025: Becomes law without Governor's signature 05/25/2025

Introduced
Committee
Floor Vote
Passed
Law

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Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Does

Starting November 1, 2025, any person may file a written complaint against a roofing contractor for offering to waive s, and the must forward these complaints to the Insurance Department, Attorney General, and local district attorneys.

Why it matters

Property owners and roofing contractors face formal complaint procedures and potential investigations by multiple state and local law enforcement agencies for offering waivers.

Background
  • HB 1257 amends the Roofing Contractor Registration Act originally enacted under Chapter 331 of Oklahoma Session Laws 2022. context

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

roofing contractors

Roofing contractors face public complaints and potential multi-agency investigations or prosecutions if they offer to cover insurance deductibles.

Directly affected

insured property owners

Property owners gain the right to file verified complaints with the registrar and receive mandatory written disclosures regarding insurance deductibles on estimates.

Directly affected

property insurers

Insurers are relieved of the obligation to consider contractor estimates if the contractor violates deductible rules and must provide written notification of requirements.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can a roofing contractor offer to pay my insurance deductible?
No. Residential and commercial roofing contractors are prohibited from promising to pay or absorb all or part of any applicable as an inducement to provide goods or services.
What happens if a roofing contractor violates the deductible rule?
The insurer handling the claim is not obligated to consider the estimate prepared by that roofing contractor, and a written complaint can be filed against them.
Who investigates complaints filed against roofing contractors?
The forwards complaints to the Insurance Department, the Office of the Attorney General, and the district attorney, as the registrar itself lacks authority to investigate or prosecute violations.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Current status: Became law without the governor's signature.

Procedural history

34 actions
  1. May 27, 2025House
    Becomes law without Governor's signature 05/25/2025
  2. May 19, 2025House
    Sent to Governor
  3. May 19, 2025Senate
    Enrolled measure signed, returned to House
  4. May 19, 2025House
    Enrolled, signed, to Senate
  5. May 15, 2025HouseCommittee
    Referred for enrollment
  6. May 15, 2025HouseFloor
    Fourth Reading, Measure passed: Ayes: 78 Nays: 3
Show 28 earlier actions
  1. May 15, 2025HouseFloor
    SA's read, adopted
  2. May 8, 2025House
    SA's received
  3. May 8, 2025Senate
    Engrossed to House
  4. May 7, 2025SenateCommittee
    Referred for engrossment
  5. May 7, 2025SenateFloor
    Measure passed: Ayes: 46 Nays: 0
  6. May 7, 2025Senate
    Enacting clause restored
  7. May 7, 2025Senate
    Title restored
  8. May 7, 2025Senate
    General Order, Amended
  9. Apr 29, 2025Senate
    Placed on General Order
  10. Apr 24, 2025Senate
    Enacting clause stricken
  11. Apr 24, 2025SenateFloor
    Reported Do Pass, amended by committee substitute Business and Insurance committee; CR filed
  12. Apr 1, 2025SenateCommittee
    Second Reading referred to Business and Insurance
  13. Mar 26, 2025SenateIntroduced
    First Reading
  14. Mar 26, 2025House
    Engrossed, signed, to Senate
  15. Mar 25, 2025HouseCommittee
    Referred for engrossment
  16. Mar 25, 2025HouseFloor
    Third Reading, Measure passed: Ayes: 88 Nays: 1
  17. Mar 25, 2025House
    Title stricken
  18. Mar 25, 2025House
    Amended
  19. Mar 25, 2025House
    General Order
  20. Mar 6, 2025House
    Authored by Senator Coleman (principal Senate author)
  21. Mar 6, 2025HouseFloor
    CR; Do Pass Commerce and Economic Development Oversight Committee
  22. Feb 11, 2025HouseFloor
    Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Business
  23. Feb 5, 2025HouseCommittee
    Referred to Business
  24. Feb 5, 2025HouseCommittee
    Referred to Commerce and Economic Development Oversight
  25. Feb 5, 2025HouseCommittee
    Withdrawn from Rules Committee
  26. Feb 4, 2025HouseCommittee
    Second Reading referred to Rules
  27. Feb 3, 2025House
    Authored by Representative Strom
  28. Feb 3, 2025HouseIntroduced
    First Reading

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Expanded Multi-Agency Oversight for Contractor Complaints

The legislation shifts enforcement duties by requiring an administrative registrar to act as an intake funnel, mandating referrals to both civil regulators (Insurance Department, Attorney General) and criminal prosecutors (district attorney).

Connected Entities

Strom, Coleman, Office of the Attorney General and 1 more
PersonStrom“House sponsor of HB 1257”Map →
PersonColeman“Senate sponsor of HB 1257”Map →
OrganizationOffice of the Attorney General“Recipient of forwarded complaints for prosecution”Map →
OrganizationInsurance Department“Recipient of forwarded complaints for investigation and enforcement”Map →

Sources

Open source document

www.oklegislature.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz30
    Current news / social attention level

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