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Iowa Senate File 2315 expands Medicaid eligibility for employed persons with disabilities up to 300 percent of the federal poverty level

Original title: A bill for an act relating to eligibility for the Medicaid for employed persons with disabilities program.

Last action · February 24, 2026: Subcommittee: Costello, Donahue, and Warme. S.J. 392 .Sponsor: Dennis Guth

Introduced
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What This Bill Would Do

Senate File 2315 expands eligibility for the by raising the family income limit to less than 300 percent of the federal poverty level. The bill also disregards unearned income, sets specific asset thresholds, and excludes retirement, pension, and medical savings accounts when determining resource eligibility.

Why it matters

Employed individuals with disabilities face updated financial criteria that allow higher household income limits and greater asset protections without disqualifying them from medical assistance. The measure establishes resource limits of $10,000 for individuals and $21,000 for couples while fully excluding retirement and pension accounts from the calculation.

Background
  • The Medicaid for Employed Persons with Disabilities program allows individuals with qualifying disabilities to earn income, build savings, and retain healthcare coverage through Medicaid by meeting specific income and resource thresholds. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Employed persons with disabilities

Individuals face modified income and asset thresholds, premium payment obligations, and new online payment options for Medicaid coverage.

Key Facts

  • Raises the family income threshold for the Medicaid for employed persons with disabilities program to less than 300 percent of the official poverty guidelines.
  • Requires unearned income to be disregarded when determining eligibility under the program.
  • Disregards up to $10,000 of available resources for an individual and $21,000 for a couple.
  • Excludes additional resources held in retirement accounts, pension accounts, medical savings accounts, or other approved accounts from resource calculations.
Show all 8 facts
  • Mandates that individuals with incomes exceeding 150 percent of the poverty guidelines pay a sliding-scale premium, capped at a rate commensurate with state employees' group health insurance.
  • Requires the department to maintain an internet page allowing individuals to electronically pay program premiums.
  • Specifies that payment and acceptance of a premium does not automatically confer initial or continuing program eligibility.
  • Directs that any premium paid that is later determined to be untimely or paid on behalf of an ineligible individual must be refunded, and unpaid premiums constitute a debt owed to the department.

Frequently Asked Questions

What is the new family income limit to qualify for the program?
The bill allows individuals with disabilities who are members of families whose income is less than 300 percent of the to qualify.
Are retirement accounts counted against my asset limit?
No. Any additional resources held in a retirement account, pension account, medical savings account, or other approved accounts are disregarded.
Do I have to pay a premium if I qualify?
Individuals whose income exceeds 150 percent of the must pay a premium based on a tied to a percentage of their income.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

8 actions
  1. Feb 24, 2026Senate
    Subcommittee: Costello, Donahue, and Warme. S.J. 392 .
  2. Feb 24, 2026SenateCommittee
    Referred to Appropriations. S.J. 376 .
  3. Feb 19, 2026Iowa Legislature
    Placed on calendar.
  4. Feb 19, 2026Senate
    Committee report, recommending passage. S.J. 334 .
  5. Feb 18, 2026Iowa Legislature
    Subcommittee recommends passage.
  6. Feb 17, 2026Iowa Legislature
    Subcommittee Meeting: 02/18/2026 8:30AM Room 315.
Show 2 earlier actions
  1. Feb 17, 2026Senate
    Subcommittee: Guth, Costello, and Trone Garriott. S.J. 304 .
  2. Feb 12, 2026SenateIntroduced
    Introduced, referred to Health and Human Services. S.J. 272 .

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

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Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Expansion of Asset and Income Ceilings for Disabled Workers

The measure raises the qualifying income threshold to 300 percent of poverty guidelines and protects retirement and pension funds from being counted against resource limits.

Connected Entities

United States Department of Health and Human Services
OrganizationUnited States Department of Health and Human Services“publishes official poverty guidelines referenced in the eligibility criteria”Map →

Sources

Open source document

www.legis.iowa.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy20
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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