The civic record
Read. Follow. Verify.Alabama requires witness attestation for uninsured home builders and permits electronic signatures for insured contractors
Last action · March 31, 2026: EnactedSponsor: Tim Melson
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What This Bill Does
Alabama establishes new signature and witness rules for residential home builders disclosing their liability insurance status to homeowners before construction begins. Builders with insurance may use electronic signatures or initials without a witness, while uninsured builders must have their disclosure signed by both parties and by a witness chosen by the homeowner. The law takes effect on October 1, 2026.
Homeowners hiring a residential builder will experience different documentation requirements depending on whether their contractor carries liability insurance, with uninsured contractors subject to mandatory witness attestation.
Who It Affects
Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.
residential home builders
Residential home builders must follow updated rules for disclosing liability insurance status and obtaining required signatures and witness attestations prior to beginning construction.
homeowners
Homeowners must receive written insurance disclosures before construction begins and participate in signing or selecting a witness for uninsured disclosures.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
How can a residential home builder provide the required insurance disclosure?
Is a witness required if the home builder has liability insurance?
What happens if a home builder does not have liability insurance?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Current status: Became law.
Procedural history
17 actions- Mar 31, 2026SenateEnrolledEnacted
- Mar 19, 2026HouseSignature Requested
- Mar 19, 2026SenateEnrolledDelivered to Governor
- Mar 18, 2026SenateEnrolled
- Mar 17, 2026SenateReady to Enroll
- Mar 17, 2026HouseFloorMotion to Read a Third Time and Pass - Adopted Roll Call 949
Show 11 earlier actions
- Mar 17, 2026HouseThird Reading in Second House
- Feb 19, 2026HouseRead for the Second Time and placed on the Calendar
- Feb 18, 2026HouseCommitteeReported Out of Committee Second House
- Feb 12, 2026HouseCommitteePending Committee Action in Second House
- Feb 12, 2026HouseIntroducedRead for the first time and referred to the House Committee on Commerce and Small Business
- Feb 12, 2026SenateFloorMotion to Read a Third Time and Pass - Adopted Roll Call 404
- Feb 12, 2026SenateThird Reading in House of Origin
- Feb 5, 2026SenateRead for the Second Time and placed on the Calendar
- Feb 4, 2026SenateCommitteeReported Out of Committee House of Origin
- Jan 27, 2026SenateCommitteePending Committee Action in House of Origin
- Jan 27, 2026SenateIntroducedRead for the first time and referred to the Senate Committee on Banking and Insurance
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
alison.legislature.state.al.us
Analysis Score
0–100- Significance45How much this matters to a regular citizen
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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